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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

They do what it fella like a bank should do

5
They do what it fella like a bank should do Reviewed on: 3rd April 2024
Ben's avatar
Ben

Monzo for president

5
They are the best bank experience Ive ever had Reviewed on: 3rd April 2024
Federica's avatar
Federica

Love how easy monzo is to use!

5
Monzo is so easy to use, share money, make payments. Most straightforward account and app I’ve had Reviewed on: 3rd April 2024
Gemma's avatar
Gemma

They clearly think and design for their customers.

5
They clearly think and design for their customers. They come up with concepts I never knew I needed (like Pots) and change your life with them. They are also educating a generation who were not taught properly about money how to care for money, make sensible decisions with money, and avoid unnecessary debt and struggles because of money. I can't rave about them enough. Reviewed on: 3rd April 2024
Debs F's avatar
Debs F

Great experience all round, including customer support

5
Great experience all round, including customer support Reviewed on: 3rd April 2024
Liam G's avatar
Liam G

Amazing!

5
Really great, easy to use, lots of helpful features - love that I get monthly insights comparing my spending to previous months and being able to categorize my spending so I can see where my money goes! Reviewed on: 3rd April 2024
Emma Kelwin's avatar
Emma Kelwin

Fantastic for overseas transactions

5
I use a Monzo card for overseas transactions as they don't charge a fee. Fantastic rate. Great notifications every time the card is used. Feels safe and secure. And the bright cards get the attention of busy staff when we want to pay the bill! Reviewed on: 3rd April 2024
Claire W's avatar
Claire W

Very easy and straightforward to use, very handy to...

5
Very easy and straightforward to use, very handy to see total amount spent with specific retailer and other spend. Reviewed on: 3rd April 2024
Shamz's avatar
Shamz

Helps me spend and save!

5
I joined Monzo in August last year- It is unlike any bank I have joined before. The app is so easy and functional. The simple money requests, ease of transfer, and the ability to split money into pots makes day to day spending, budgeting and saving so much easier. Reviewed on: 3rd April 2024
Molly S's avatar
Molly S

Very happy customer here :)

5
I've once had an issue where a retailer took my money twice for one order and Monzo got me the money back in no time, I was super happy. Love their app - SUCH a good interface and intuitive. I'm also a premium member and super happy with that as well. Reviewed on: 3rd April 2024
Lu M's avatar
Lu M

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