Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

View other Monzo products

4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Fantastic experience overall.

Fantastic experience overall. Regular updates for the app and honest regular emails about the company and its future. Reviewed on: 3rd April 2024

Easy to use, great UX and real time data.

Easy to use, great UX and real time data. Love the split function with friends Reviewed on: 3rd April 2024

Monzo absolutely saved me at university!

Monzo absolutely saved me at university, it helped me save and put money aside and lock money away into pots! From helping me with chargebacks to helping me manage my finances when it comes to helping me plan events or handling my wages! Monzo has been fantastic! Reviewed on: 3rd April 2024

I use Monzo to help me to budget and work out expens...

I use Monzo to help me to budget and work out expenses each month and their app makes this incredibly easy to do. A few examples are setting up pots for each type of expense, being able to label and categorise expenses into different themes (on top of this, the automatic categorisation is usually on point), setting up automatic transfers. The savings accounts offered are at a very good rate, much higher than my previous bank. Everything is so smooth and easy. Reviewed on: 3rd April 2024

Monzo have changed my relationship with money!

Monzo have changed my relationship with money! I can so clearly see where my money is being spent, save my money how I want to - even if I create a savings pot for a £3 nail polish, Monzo is like 'get it girl, you're a baller!!!'. Their social media is funny, helpful and innovative and makes money an approachable subject. Reviewed on: 3rd April 2024

easy to apply, good rates abroad

easy to apply, good rates abroad Reviewed on: 3rd April 2024

I WENT THROUGH HELL..BUT MONZO SAVED ME

I have been with Monzo for over 5 years now, had an incident of me getting into an IVA 3/4 years ago and unfortunately my all my account had to get shut down due to me not being able to pay back either money in overdraft with Monzo, Nationwide Loan and a few credit (PLEASE DONT EVEN JUDGE ME OKAY!!) I was live love laughing hard with my toxic ex boyfriend wooooo. Anyways getting side track I couldnt open another bank. Guess who came to my rescue - the one and only love of my life Monzo, bloody pull through didnt they and ever since I WOULD NEVER DARE LEAVE MONZO - was there at my hardest and now we are thriving. MONZO COMMUNITY WOOOOO Reviewed on: 3rd April 2024

Genuinely never felt positive about a bank until I m...

Genuinely never felt positive about a bank until I moved to monzo. Feels more like a community than a bank. App is simple to use and constantly evolving and improving. Reviewed on: 3rd April 2024

Can't expect a day without Monzo.

Can't expect a day without Monzo...It does literally every money related things fo me. Reviewed on: 3rd April 2024

User friendly

Monzo is very easy to use and a great debit card to use when you are abroad. They also help you saving which is always a plus. Reviewed on: 3rd April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Handelsbanken 5.00 from 5 reviews
Current Account
from Tesco Bank 4.41 from 69 reviews
Current account
from LHV Bank 4.70 from 35 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 940 reviews
Flex Purchase credit card
from Monzo 4.97 from 3166 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub