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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

Makes money management easy

I’ve been with Monzo since the beta days and use it for my primary account, joint account, savings account and ISA. The app is so well-considered and intuitive. Over the years, I really feel that Monzo has helped me develop a more sensible and engaged relationship with my finances. I love the Pots, spending categories and really love the new cash back and Mortgages features. Reviewed on: 3rd April 2024

I like Monzo and their services.

I like Monzo and their services. I completely switched from my other TSB account to them and have not looked back Reviewed on: 3rd April 2024

Monzo helps with splitting bills and requesting mone...

Monzo helps with splitting bills and requesting money from contacts - a game changer! Reviewed on: 3rd April 2024

ive banked with monzo for over 6 years and every yea...

ive banked with monzo for over 6 years and every year it gets better! Monzo has been my main bank account for about 4 years and i have no regrets, the features and customer service are great! Reviewed on: 3rd April 2024

Love it!!

Been using Monzo for arount 5-6 years now and I love it. The app is really easy to use and I find that the bank has great security system, better than other banks I used. There are so many options for people who are looking to gain interest on their savings. I love it!! Reviewed on: 3rd April 2024

I have Never had any issues with this bank.

I have Never had any issues with this bank. Easy to use bank. I feel my money is more secure with them if I need to do purchase they will always go the extra mile to make me feel protected Reviewed on: 3rd April 2024

Great App and better than competition

Easy to use app - great options for managing money by using various pots, also has excellent interest rates on my savings pot. The app makes it easy to pay someone - all in all great to use and better than Lloyd's for sure! Reviewed on: 3rd April 2024

My favourite bank ever no one will ever change my mind!

My favourite bank ever no one will ever change my mind! As someone with ADHD, I find the instant notifications, pots, budgeting, shared tabs, making payments - all of these features have helped me to budget better and be more spend aware. Reviewed on: 3rd April 2024

Amazing service.

Amazing service. Whenever I had an issue, they will be quick to resolve this! Reviewed on: 3rd April 2024

Seemless experience and very friendly/non-corporate...

Seemless experience and very friendly/non-corporate UI making it unique, good app, good communication with customers and makes you feel valued. Always being updated with new features too and feels like a step forward in the world of customer-focused banking. Reviewed on: 3rd April 2024

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