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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I can easily say Monzo has been the best bank I've u...

5
I can easily say Monzo has been the best bank I've used. I have never been let down by the features, and love how empowered I feel with my money. I use Monzo as both my main account and household account. The joint account is fantastic for splitting bills and expenses as a couple. And especially if you're saving for big trips together. Reviewed on: 3rd April 2024
Lucia L's avatar
Lucia L

Love the Monzo App over any of my other banking apps.

5
Love the Monzo App over any of my other banking apps. Reviewed on: 3rd April 2024
Jacqueline E's avatar
Jacqueline E

Is "Perfect" a good title?

5
I've been with Monzo for years and years. Never had a problem. Their customer service is exceptional. Transferring money and splitting bills are a breeze. International transfers are done in seconds. You can create pots for your holidays, or just set money aside. In a word, it's perfect. Reviewed on: 3rd April 2024
Anna's avatar
Anna

Best in class user experience and app UI

5
Best in class user experience and app UI Reviewed on: 3rd April 2024
UB's avatar
UB

Big fan of Monzo!

5
I've never had a problem using Monzo and found it very easy to use, set up things like new savings pots, and I really value the Plus membership I have which I think is great value for money. The fact they keep adding new features such as the Stock & Shares ISA just keeps adding value to the app. Reviewed on: 3rd April 2024
Mat G's avatar
Mat G

I just love Monzo

5
I just love Monzo, everything is so easy to use, the app helped me save money for my house deposit. I love the bills sharing when I go out with friends, there is no awkwardness. Reviewed on: 3rd April 2024
Daria 's avatar
Daria

A must have for travelers!

5
Super fast, handy and reliable service, especially abroad! Reviewed on: 3rd April 2024
Sam N's avatar
Sam N

Monzo is the most user friendly banking app

5
Monzo is the most user friendly banking app I use (and I have 5!). The 'pots' feature makes is so easy for me to divide my income and save towards various goals- and the contacts feature makes transferring friends and family so easy. I love Monzo! Reviewed on: 3rd April 2024
Ella's avatar
Ella

I love Monzo as its so easy to use and theres lots o...

5
I love Monzo as its so easy to use and theres lots of great features about it Reviewed on: 3rd April 2024
Topaz G's avatar
Topaz G

Love Monzo

5
I really enjoy using Monzo, its so easy to keep track of my money and save for different things! Reviewed on: 3rd April 2024
Faye M's avatar
Faye M

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