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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19387 reviews)

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4.93

Based on 19,387 reviews, last reviewed 18th Apr 2026

105250% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good account and app for everyday spending. Good account and app for everyday spending. Really like the ease of paying friends/contacts from phone who also have monzo accounts. Splits functional... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19387)

The app, the marketing, the service... brilliant

The app has been created with the customer in mind. Information is clearly visible and account details, pots, savings are easy to find. Not only is the app easy to use but it's easy on the eye, just like the physical bank card. Their branding is on point and nailed it. Even their marketing is spot on. As for their services, great interest rates, great customer service and like I said previously, just so easy to use. Reviewed on: 3rd April 2024

Brilliant!

Brilliant! Can’t fault them. The app is ace, the customer service is decent too. Reviewed on: 3rd April 2024

Great easy banking.

Great easy banking. Easy to set up with great customer service. The app is simple to use and offers great functionality Reviewed on: 3rd April 2024

Monzo is just incredible, it makes managing money so...

Monzo is just incredible, it makes managing money so much easier! Reviewed on: 3rd April 2024

All around good choice

Good customer service that replies quickly, love the get your money early feature, the pots, and the possibility to create multiple cards. App is straight forward to use. Generally has everything I need. Reviewed on: 3rd April 2024

I moved from Barclays to Monzo due it’s easy operabl...

I moved from Barclays to Monzo due it’s easy operable app, great customer service and wide range of products Reviewed on: 3rd April 2024

Great over all!

Great over all! Can't fault it. You have everything you neef, easily accessible and very fast Reviewed on: 3rd April 2024

Monzo is the best!

User-friendly app: Monzo offers an easy-to-use mobile app for managing finances effectively. Transparent fees: With clear fee structures, Monzo ensures no hidden charges. Innovative features: Instant notifications, card freezing, and other innovative tools enhance user experience. Budgeting tools: Robust budgeting features help users track spending and achieve financial goals. Travel benefits: Low fees and convenient features make Monzo ideal for international travel. Community support: Active forums and social media engagement foster a strong user community. Reviewed on: 3rd April 2024

ive been a customer of Monzo for many years, first e...

ive been a customer of Monzo for many years, first experimenting with them as a secondary account before quickly realising this is where i wanted to put my money for all purposes. as their offering has grown I've found myself adopting more and more of their product lines and services from my current account, to joint current account with my with Wife. we use the pots to save for Holidays and extras. we use the Loan options available to make our money all viewable and acceisble. I've always been pleased by their prompt responses to queries i make and their range of money tracking and spending features. Monzo has made me feel Financially literate, not an easy Task! Reviewed on: 3rd April 2024

Easy to navigate through app.

Easy to navigate through app. Quick notifications and online purchase protection Reviewed on: 3rd April 2024

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