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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo helps with splitting bills and requesting mone...

5
Monzo helps with splitting bills and requesting money from contacts - a game changer! Reviewed on: 3rd April 2024
Munkhbileg M's avatar
Munkhbileg M

ive banked with monzo for over 6 years and every yea...

5
ive banked with monzo for over 6 years and every year it gets better! Monzo has been my main bank account for about 4 years and i have no regrets, the features and customer service are great! Reviewed on: 3rd April 2024
Daniel A's avatar
Daniel A

Love it!!

5
Been using Monzo for arount 5-6 years now and I love it. The app is really easy to use and I find that the bank has great security system, better than other banks I used. There are so many options for people who are looking to gain interest on their savings. I love it!! Reviewed on: 3rd April 2024
Denitsa's avatar
Denitsa

I have Never had any issues with this bank.

5
I have Never had any issues with this bank. Easy to use bank. I feel my money is more secure with them if I need to do purchase they will always go the extra mile to make me feel protected Reviewed on: 3rd April 2024
Mohammed S's avatar
Mohammed S

Great App and better than competition

5
Easy to use app - great options for managing money by using various pots, also has excellent interest rates on my savings pot. The app makes it easy to pay someone - all in all great to use and better than Lloyd's for sure! Reviewed on: 3rd April 2024
RKS's avatar
RKS

My favourite bank ever no one will ever change my mind!

5
My favourite bank ever no one will ever change my mind! As someone with ADHD, I find the instant notifications, pots, budgeting, shared tabs, making payments - all of these features have helped me to budget better and be more spend aware. Reviewed on: 3rd April 2024
Michelle Allen's avatar
Michelle Allen

Amazing service.

5
Amazing service. Whenever I had an issue, they will be quick to resolve this! Reviewed on: 3rd April 2024
Imtiyaz R's avatar
Imtiyaz R

Seemless experience and very friendly/non-corporate...

5
Seemless experience and very friendly/non-corporate UI making it unique, good app, good communication with customers and makes you feel valued. Always being updated with new features too and feels like a step forward in the world of customer-focused banking. Reviewed on: 3rd April 2024
Lewis B's avatar
Lewis B

Fantastic experience overall.

5
Fantastic experience overall. Regular updates for the app and honest regular emails about the company and its future. Reviewed on: 3rd April 2024
Jack B's avatar
Jack B

Easy to use, great UX and real time data.

5
Easy to use, great UX and real time data. Love the split function with friends Reviewed on: 3rd April 2024
Eulalie Masson's avatar
Eulalie Masson

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