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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo absolutely saved me at university!

5
Monzo absolutely saved me at university, it helped me save and put money aside and lock money away into pots! From helping me with chargebacks to helping me manage my finances when it comes to helping me plan events or handling my wages! Monzo has been fantastic! Reviewed on: 3rd April 2024
Romana J's avatar
Romana J

I use Monzo to help me to budget and work out expens...

5
I use Monzo to help me to budget and work out expenses each month and their app makes this incredibly easy to do. A few examples are setting up pots for each type of expense, being able to label and categorise expenses into different themes (on top of this, the automatic categorisation is usually on point), setting up automatic transfers. The savings accounts offered are at a very good rate, much higher than my previous bank. Everything is so smooth and easy. Reviewed on: 3rd April 2024
Jessica J's avatar
Jessica J

Monzo have changed my relationship with money!

5
Monzo have changed my relationship with money! I can so clearly see where my money is being spent, save my money how I want to - even if I create a savings pot for a £3 nail polish, Monzo is like 'get it girl, you're a baller!!!'. Their social media is funny, helpful and innovative and makes money an approachable subject. Reviewed on: 3rd April 2024
Heather Jade's avatar
Heather Jade

easy to apply, good rates abroad

5
easy to apply, good rates abroad Reviewed on: 3rd April 2024
Natalia's avatar
Natalia

I WENT THROUGH HELL..BUT MONZO SAVED ME

5
I have been with Monzo for over 5 years now, had an incident of me getting into an IVA 3/4 years ago and unfortunately my all my account had to get shut down due to me not being able to pay back either money in overdraft with Monzo, Nationwide Loan and a few credit (PLEASE DONT EVEN JUDGE ME OKAY!!) I was live love laughing hard with my toxic ex boyfriend wooooo. Anyways getting side track I couldnt open another bank. Guess who came to my rescue - the one and only love of my life Monzo, bloody pull through didnt they and ever since I WOULD NEVER DARE LEAVE MONZO - was there at my hardest and now we are thriving. MONZO COMMUNITY WOOOOO Reviewed on: 3rd April 2024
Nadia W's avatar
Nadia W

Genuinely never felt positive about a bank until I m...

5
Genuinely never felt positive about a bank until I moved to monzo. Feels more like a community than a bank. App is simple to use and constantly evolving and improving. Reviewed on: 3rd April 2024
Martin T's avatar
Martin T

Can't expect a day without Monzo.

5
Can't expect a day without Monzo...It does literally every money related things fo me. Reviewed on: 3rd April 2024
Sushant's avatar
Sushant

User friendly

5
Monzo is very easy to use and a great debit card to use when you are abroad. They also help you saving which is always a plus. Reviewed on: 3rd April 2024
Marina's avatar
Marina

Great CS, always super responsive.

5
Great CS, always super responsive. The app itself is fantastic with features that really make a difference! Reviewed on: 3rd April 2024
Zac DR's avatar
Zac DR

Monzo have been really good to me.

5
Monzo have been really good to me. Customer support has been brilliant and the help with money worries with Overdraft 2nd to none. Reviewed on: 3rd April 2024
David M's avatar
David M

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