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Monzo: Current account reviews

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4.93
Based on 19,388 reviews, last reviewed 19th Apr 2026
105300% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

very easy to use and very quick online help very easy to use and very quick online help Reviewed on: 19th April 2026
sarah d's avatar
sarah d

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19388)

Easy to use

5
Easy to use, safe and secure banking. Reviewed on: 3rd April 2024
Charlotte H's avatar
Charlotte H

Young wild and free, delivering 10/10 experience

5
Monzo is the most current and freshest banking provider on the market. As banks goes, they are charismatic, fun whilst delivering all the banking solutions. Great job to Monzo, more banks need to take the leap of faith and realise times are changing! Reviewed on: 3rd April 2024
Georgina I's avatar
Georgina I

A simpler way to bank

5
Easy to use with clear/concise descriptions of new products with help with understanding. Reviewed on: 3rd April 2024
Johanna's avatar
Johanna

Fabulous online banking and would recommend to anyone

5
I've used Monzo for about 8 years and their online help and ways of keeping track of money through pots and savings and easy-to-read dashboards is great. They've always looked after me as a customer. Reviewed on: 3rd April 2024
Ashleigh A's avatar
Ashleigh A

Great app

5
Very user-friendly app, easy to create pots for saving. Reviewed on: 3rd April 2024
Zeynep's avatar
Zeynep

Very easy to use app.

5
Very easy to use app. Great rates Reviewed on: 3rd April 2024
AH's avatar
AH

Great account

5
Easy to contact an agent for assistance and using the app Reviewed on: 3rd April 2024
Reece J's avatar
Reece J

Budget management is unparalleled.

5
Budget management is unparalleled. The brand of Monzo, combined with cutting edge UX is the changing the game of banking. Reviewed on: 3rd April 2024
Rachel K's avatar
Rachel K

I use monzo for everything, including savings, curre...

5
I use monzo for everything, including savings, current account and the card I use abroad. I changed from Barclays to Monzo due to what they offer. Reviewed on: 3rd April 2024
Leanne T's avatar
Leanne T

I love my Monzo account!

5
I love my Monzo account! The features and notifications are excellent. The saving account and advice really helped me save for a house deposit. Reviewed on: 3rd April 2024
Lucy W's avatar
Lucy W

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