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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best in Town

5
The app experience is unbeatable, the ease of use allows you to self solve most issues in a way other banks can't compare. Reviewed on: 3rd April 2024
Stephen R's avatar
Stephen R

Easy to use app, efficient customer service and abil...

5
Easy to use app, efficient customer service and ability to upgrade features to get the maximum out of a bank. Ability to utilise different pots, pay out of them, manage spending and invest including analytics is great. Reviewed on: 3rd April 2024
Jay's avatar
Jay

Amazing bank

5
Amazing bank, easy to use for every day, save for rainy day or start investing. Reviewed on: 3rd April 2024
Vivi's avatar
Vivi

Good Customer Service

4
I like the user friendly interface and customer service. It's an easy to use app with helpful features that are accessible. Reviewed on: 3rd April 2024
Hugh S's avatar
Hugh S

Love Monzo

5
The Monzo app is very easy to navigate, the customer service is quick and friendly. The products provided are great as well. Reviewed on: 3rd April 2024
Rhiann B's avatar
Rhiann B

I truly feel Monzo does make money better.

5
I truly feel Monzo does make money better. A bank that makes me feel comfortable managing my money. I tell people to always open an account and they're never disappointed! Reviewed on: 3rd April 2024
Joel H's avatar
Joel H

The future of banking.

5
A breath of fresh air, nothing but positivity since I first heard about Monzo, couldn’t be happier. I love the social media teams sense of humour too. Reviewed on: 3rd April 2024
Marc B's avatar
Marc B

Always had a fantastic experience with them!

5
Always had a fantastic experience with them! Reviewed on: 3rd April 2024
Sacha B's avatar
Sacha B

My epxerience with Monzo was always fine, nothing un...

5
My epxerience with Monzo was always fine, nothing unpleasant. First card, credit card, savings, pot and investment one place Reviewed on: 3rd April 2024
Elena Zinonos's avatar
Elena Zinonos

I could not love Monzo more if I tried.

5
I could not love Monzo more if I tried. It’s the easiest, most user friendly bank I’ve ever been with. I love all the features like pots and savings accounts and I think it’s truly the best bank out there. Reviewed on: 3rd April 2024
juliasophieliela@gmail.com's avatar
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