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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

They've totally revolutionised banking!

5
They've totally revolutionised banking! From using my actual name (not Miss!) to the customer service availability, everything is on point and makes banking so much more fun and easy. Reviewed on: 3rd April 2024
Philippa's avatar
Philippa

Best bank I use, all the features are really good an...

5
Best bank I use, all the features are really good and really modern Reviewed on: 3rd April 2024
Sam T's avatar
Sam T

Amazing experience from start to finish.

5
Amazing experience from start to finish. Great sign-up, great customer service, talk to real (knowledgable) people when you need help, fantastic app, lots of perks, and none of the legacy rubbish that the big banks bring. Reviewed on: 3rd April 2024
M's avatar
M

Monzo is so simple and easy to use.

5
Monzo is so simple and easy to use. I love it and use it almost everyday. Reviewed on: 3rd April 2024
Ellen's avatar
Ellen

Best app features!

5
Best app features! User friendly interface, easy to navigate and organise your budget! Best interest rate on savings. Reviewed on: 3rd April 2024
Veronica 's avatar
Veronica

Easy to do everything I want to do - I haven’t had a...

5
Easy to do everything I want to do - I haven’t had any issues. Reviewed on: 3rd April 2024
andrewh8698's avatar
andrewh8698

I have used monzo current account for over 5 years n...

5
I have used monzo current account for over 5 years now as my main bank account. The app is fantastic to show you how you are spending, its very user friendly and I love the round up feature! Any time I've had any issues with money or lodging cheques and had to use the FAQ page or the customer service chat, they have been very effecient and informative. Reviewed on: 3rd April 2024
Michael L's avatar
Michael L

I really love Monzo

5
I really love Monzo. They speak plain English and are super helpful if you have any questions. They’re great at helping you work out how your money is spent and I love having different pots so that I can save for shoes and bags separately! Reviewed on: 3rd April 2024
Laura W's avatar
Laura W

The app, the marketing, the service... brilliant

5
The app has been created with the customer in mind. Information is clearly visible and account details, pots, savings are easy to find. Not only is the app easy to use but it's easy on the eye, just like the physical bank card. Their branding is on point and nailed it. Even their marketing is spot on. As for their services, great interest rates, great customer service and like I said previously, just so easy to use. Reviewed on: 3rd April 2024
mattjjenkins27@gmail.com's avatar
[email protected]

Brilliant!

5
Brilliant! Can’t fault them. The app is ace, the customer service is decent too. Reviewed on: 3rd April 2024
Shane Andrews MBE's avatar
Shane Andrews MBE

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