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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great easy banking.

5
Great easy banking. Easy to set up with great customer service. The app is simple to use and offers great functionality Reviewed on: 3rd April 2024
Holly c's avatar
Holly c

Monzo is just incredible, it makes managing money so...

5
Monzo is just incredible, it makes managing money so much easier! Reviewed on: 3rd April 2024
KDM's avatar
KDM

All around good choice

5
Good customer service that replies quickly, love the get your money early feature, the pots, and the possibility to create multiple cards. App is straight forward to use. Generally has everything I need. Reviewed on: 3rd April 2024
Lara G's avatar
Lara G

I moved from Barclays to Monzo due it’s easy operabl...

5
I moved from Barclays to Monzo due it’s easy operable app, great customer service and wide range of products Reviewed on: 3rd April 2024
Callum V's avatar
Callum V

Great over all!

5
Great over all! Can't fault it. You have everything you neef, easily accessible and very fast Reviewed on: 3rd April 2024
Maria c's avatar
Maria c

Monzo is the best!

5
User-friendly app: Monzo offers an easy-to-use mobile app for managing finances effectively. Transparent fees: With clear fee structures, Monzo ensures no hidden charges. Innovative features: Instant notifications, card freezing, and other innovative tools enhance user experience. Budgeting tools: Robust budgeting features help users track spending and achieve financial goals. Travel benefits: Low fees and convenient features make Monzo ideal for international travel. Community support: Active forums and social media engagement foster a strong user community. Reviewed on: 3rd April 2024
Christian Slaney's avatar
Christian Slaney

ive been a customer of Monzo for many years, first e...

5
ive been a customer of Monzo for many years, first experimenting with them as a secondary account before quickly realising this is where i wanted to put my money for all purposes. as their offering has grown I've found myself adopting more and more of their product lines and services from my current account, to joint current account with my with Wife. we use the pots to save for Holidays and extras. we use the Loan options available to make our money all viewable and acceisble. I've always been pleased by their prompt responses to queries i make and their range of money tracking and spending features. Monzo has made me feel Financially literate, not an easy Task! Reviewed on: 3rd April 2024
Joe J's avatar
Joe J

Easy to navigate through app.

5
Easy to navigate through app. Quick notifications and online purchase protection Reviewed on: 3rd April 2024
Marilena's avatar
Marilena

Monzo app is easy to use, clear interface and includ...

5
Monzo app is easy to use, clear interface and includes handy features e.g. saving pots. Can spend and withdraw abroad with minimal fees. Reviewed on: 3rd April 2024
Sumandeep K's avatar
Sumandeep K

AMAZING monzo is the best, for travelling, for sendi...

5
AMAZING monzo is the best, for travelling, for sending money, receiving money, organizing, there is no one single thing I can fault them for. Thank you! Reviewed on: 3rd April 2024
Tagrid S's avatar
Tagrid S

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