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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo gives me the best grip on my money

5
By switching to Monzo when I first moved the UK, I got an incredible good grip on my money. I quickly saved more money than I'd thought by using the pots, the penny saver and connecting IFTT app to save automatically when the sun is out or when I hit 10k steps :) Reviewed on: 3rd April 2024
Lena 's avatar
Lena

I use the premium service on monzo and its the best...

5
i use the premium service on monzo and its the best current account ive had. Got travel and gadjet insurance plus cheap fees for overseas withdrawals/ spending. The investment and savings options are easy to use and ive recently opened up a business account and they work seemlessly. Reviewed on: 3rd April 2024
Ben P's avatar
Ben P

Best online bank ever

5
I've been a customer since 2021, never had any issues, great customer service and perfect app UX Reviewed on: 3rd April 2024
Simona D's avatar
Simona D

Monzo are what modern banking is all about.

5
Monzo are what modern banking is all about. They have the innovative features, the UX all bank accounts should have along with award winning customer support. Reviewed on: 3rd April 2024
nick b's avatar
nick b

Really love using Monzo!

5
Really love using Monzo! The app is just miles ahead compared to every other bank I have used. It's fast, easy to use and reliable. Fast to load, clear information and fast to do common actions in the app. Reviewed on: 3rd April 2024
Piers R's avatar
Piers R

Fantastic easy to use banking

5
Monzo have been brilliant from day one. They provide a fantastic, easy to use service with innovative solutions to modern day banking needs. Reviewed on: 3rd April 2024
Marie Cummins's avatar
Marie Cummins

Long time user who thinks Monzo is great

5
As a long time user of my Monzo current account, I can say I have had a consistently great experience throughout. The account and app are fully featured with regular and useful updates to their service. Reviewed on: 3rd April 2024
Rob's avatar
Rob

Easy to use

5
Easy to use, safe and secure banking. Reviewed on: 3rd April 2024
Charlotte H's avatar
Charlotte H

Young wild and free, delivering 10/10 experience

5
Monzo is the most current and freshest banking provider on the market. As banks goes, they are charismatic, fun whilst delivering all the banking solutions. Great job to Monzo, more banks need to take the leap of faith and realise times are changing! Reviewed on: 3rd April 2024
Georgina I's avatar
Georgina I

A simpler way to bank

5
Easy to use with clear/concise descriptions of new products with help with understanding. Reviewed on: 3rd April 2024
Johanna's avatar
Johanna

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