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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19389 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19389)

Quick responses, so easy to use!

Quick response, so easy to use, build savings pots and use abroad! Reviewed on: 3rd April 2024

Girls holidays would be a nightmare without Monzo tabs!

Girls holidays would be a nightmare without Monzo tabs! Absolutle friendship saver. Reviewed on: 3rd April 2024

Just brilliant in every way.

Just brilliant in every way. Love the brand Reviewed on: 3rd April 2024

Flawless!

The app features are just fantastic, easy to use, and easy to find! I've never had a bad experience with Monzo. When I have had to reach out to customer service it has been flawless and incredibly helpful, and it's easy to make account changes without having to speak to someone and wait for ages like other banks! Honestly cannot recommend them enough. Reviewed on: 3rd April 2024

I will never use another bank!

I will never use another bank! I have never been frustrated with any part of Monzo. The app, the customer service, the features are all fantastic. Incredible bank and I will never look anywhere else as long as they keep it up. Reviewed on: 3rd April 2024

Smooth like the smooth peanut butter

Smooth like the smooth peanut butter Reviewed on: 3rd April 2024

Monzo personal is great, do the same for joint

Monzo increasingly provide services along side their current account which makes managing money, budgeting and keeping track of other finance needs a breeze. I only wish their was consistency of features between personal and joint accounts. Reviewed on: 3rd April 2024

customer service and Monzo Premium

Great customer service and Monzo Premium is amazing value for money. I whip my metal card out at any opportunity! Reviewed on: 3rd April 2024

Monzo is a great bank and from my understanding one...

Monzo is a great bank and from my understanding one of the first all digital banks. The only area for improvement is the customer service. It’s great that it’s all via chat but you can send a message, then wait days for a reply to then be told that they have to pass you to a different team for you then to wait several more days for a reply let alone an answer or the information you need. Reviewed on: 3rd April 2024

Great user experience, smooth transactions, clear sa...

Great user experience, smooth transactions, clear savings opportunities and a great sense of humour for a bank Reviewed on: 3rd April 2024

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