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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19389 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19389)

Monzo make banking easy & user friendly.

Monzo make banking easy & user friendly. They’re in touch with their audience and their customers. Reviewed on: 3rd April 2024

Monzo have revolutionalised the way i bank

Monzo have revolutionalised the way i bank, now saving extra pennies each time I spend with the round up feature and tracking my spending progress has changed how I spend. I can't think higher of monzo and I will never change bank again! Reviewed on: 3rd April 2024

Love the ease of this bank

Easy to use app, great for saving and budgeting, love how easy it is to transfer money to others, and especially love that you get your pay early. Much prefer to use this bank over another high street bank. Reviewed on: 3rd April 2024

great experience, no problems, smoot, efficient, clean

great experience, no problems, smoot, efficient, clean Reviewed on: 3rd April 2024

Simply the best

Best bank ever, so easy to use and I rave about it to everyone everywhere Reviewed on: 3rd April 2024

Great experience with Monzo.

I've had a great experience with Monzo. Clear communication, transparent and most importantly, fun. Reviewed on: 3rd April 2024

Monzo are the best!

Monzo are great. Budgeting and managing my finances has never been so easy and use abroad with no fees is perfect! I recommend to everyone! I've already signed up 5+ people! Reviewed on: 3rd April 2024

Monzo is so easy to use

Monzo is so easy to use, it has given me clarity on my finances and enables me to make sure my bills are covered. The helpful reminders and little tips are great to ensure there is enough money in specific places when there needs to be and it is so easy to create savings pots, transfer money and create a joint account - my partner and I both have monzo accounts and we also have a joint monzo account, it just makes everything so much tidier and simple to use in one place on one app. Reviewed on: 3rd April 2024

Excellent app and excellent service ...

I have been with Monzo now since before they offered current accounts. The current account offers excellent value however it is the quality of the app and the customer service as a result that really make Monzo stand head and shoulders above alternative providers in the uk market. The ability to receive your pay cheque a day early is also an excellent feature that comes in very handy. Reviewed on: 3rd April 2024

I moved to London from New Zealand and had to set up...

I moved to London from New Zealand and had to set up a bank account, Monzo was easy to create and the easiest banking app to use 10/10 Reviewed on: 3rd April 2024

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