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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Fabulous online banking and would recommend to anyone

5
I've used Monzo for about 8 years and their online help and ways of keeping track of money through pots and savings and easy-to-read dashboards is great. They've always looked after me as a customer. Reviewed on: 3rd April 2024
Ashleigh A's avatar
Ashleigh A

Great app

5
Very user-friendly app, easy to create pots for saving. Reviewed on: 3rd April 2024
Zeynep's avatar
Zeynep

Very easy to use app.

5
Very easy to use app. Great rates Reviewed on: 3rd April 2024
AH's avatar
AH

Great account

5
Easy to contact an agent for assistance and using the app Reviewed on: 3rd April 2024
Reece J's avatar
Reece J

Budget management is unparalleled.

5
Budget management is unparalleled. The brand of Monzo, combined with cutting edge UX is the changing the game of banking. Reviewed on: 3rd April 2024
Rachel K's avatar
Rachel K

I use monzo for everything, including savings, curre...

5
I use monzo for everything, including savings, current account and the card I use abroad. I changed from Barclays to Monzo due to what they offer. Reviewed on: 3rd April 2024
Leanne T's avatar
Leanne T

I love my Monzo account!

5
I love my Monzo account! The features and notifications are excellent. The saving account and advice really helped me save for a house deposit. Reviewed on: 3rd April 2024
Lucy W's avatar
Lucy W

Monzo provides convenient and secure avenues for ind...

5
Monzo provides convenient and secure avenues for individuals and businesses to manage their finances, offering services Reviewed on: 3rd April 2024
Melis's avatar
Melis

I have found their online banking by far the best I’...

5
I have found their online banking by far the best I’ve encountered. Savings interest rates are excellent and really showing high street banks how it should be done. In addition it is a great card to use overseas. Reviewed on: 3rd April 2024
Dave Moyes's avatar
Dave Moyes

Great experience

5
Monzo has been great from day 1. It is quick and easy to sign up, and it has saved me in the past - it always works on my phone whereas I have had issues with another provider. It's such an easy to use bank and their social media posts are on point Reviewed on: 3rd April 2024
SyK's avatar
SyK

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