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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19389 reviews)

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4.93

Based on 19,389 reviews, last reviewed 19th Apr 2026

105350% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The savings 'pots' are just so useful for compartmen... The savings 'pots' are just so useful for compartmentalizing your money! Reviewed on: 19th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19389)

What banking should be!!

Simple and effective and works well, anything you try and do you can do in real time and quickly via the app. Makes life a lot easier. Reviewed on: 3rd April 2024

A great bank.

A great bank. The application is very user-friendly. They continue to add new functionality and features and always seem ahead of the curve compared to other banks. Their fraud detection feature where you can see if Monzo are actually calling you was an incredible innovation. Reviewed on: 3rd April 2024

Good application, good graphics, no fees for foreign...

Good application, good graphics, no fees for foreign currency transactions Reviewed on: 2nd April 2024

Having an account with Monzo is a great experience,...

Having an account with Monzo is a great experience, very easy and reliable. Reviewed on: 1st April 2024

Great bank always on hand to help ive always got gr...

Great bank always on hand to help ive always got great service every single time from them Reviewed on: 31st March 2024

Miles ahead of all the other banks!

I have been with Monzo for many years now and from day one the ease of managing my account is miles ahead of any other bank I’ve been with previously. The customer service is exceptional too! Reviewed on: 30th March 2024

It’s so easy to use and to pay for items

It’s so easy to use and to pay for items Reviewed on: 28th March 2024

Banking made easy

Easy banking, best layout on app I have ever used, always one step ahead of other banks. Reviewed on: 27th March 2024

Helping in the modern day....

Being able to do everything online makes it easier for me. Every time I have contacted them for help they have always done more than I would have expected from other banks I have used in the past. Reviewed on: 27th March 2024

Simply the best!

Great intuitive app. Amazing to use abroad. Easy to split money spent with friends. Simply the best! Reviewed on: 27th March 2024

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