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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19392 reviews)

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4.93

Based on 19,392 reviews, last reviewed 20th Apr 2026

105500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank, just opened a joint account Good bank, just opened a joint account Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19391)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is a great way to delve into your finances.

Monzo is a great way to delve into your finances. I recommend for every beginner Reviewed on: 13th March 2024

Smooth, easy and enjoyable!

Smooth, easy and enjoyable! Monzo have made banking (dare I say it) fun. I love all the features like pots, round ups, virtual cards for pots. I'm a Monzo plus customer and although I pay a little each month, I feel like it's completely worth it. I can track my mortgae in there and see my accounts with other banks. It's so easy and enjoyavle to navigate. It helps me manage my money in the best way for me - especially great as I've been saving for my house renovation and wedding this year! When I've had a potential fraud issue, Monzo were able to act quickly and get things sorted asap. Thanks Monzo! Reviewed on: 13th March 2024

I tried to open account but I can not find my house...

I tried to open account but I can not find my house number and address Reviewed on: 13th March 2024

Excellent experience I have with monzo

Excellent experience I have with monzo Reviewed on: 13th March 2024

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 13th March 2024

Best for every day spending

Best for every day spending, budgeting and activities tracking Reviewed on: 13th March 2024

Just an easy bank to work with I’m also with Santand...

Just an easy bank to work with I’m also with Santander and I’d say it’s up there with them Reviewed on: 12th March 2024

Monzo's a great bank.

Monzo's a great bank. They have been quite helpful especially with loans. They were a bit strict with their business banking however I'm really happy with my current accounts. The app is very useful, the infos they provide are also great. Reviewed on: 12th March 2024

It's been good, never really had any problems.

It's been good, never really had any problems. And mobile app is amazing, probably the only main reason why I use Monzo tbh. Reviewed on: 12th March 2024

The best banking experience I've ever had.

The best banking experience I've ever had. Every single element is leagues above anything else I've ever used - the app, the customer experience, organising money, the brand. Monzo even let me open an account without an address when I first moved to the UK. Monzo really does put all other banks to shame. Reviewed on: 12th March 2024

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