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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

Great account, app, and service

5
Easy to set up and use and important information is summaried in a language that is understandable for normal people. The app is user friendly, clear, easy to navigate and you can easily find help and all the information you might need. Reviewed on: 17th March 2024

Very user friendly and far easier than traditional b...

5
Very user friendly and far easier than traditional banks. Reviewed on: 17th March 2024

Never let down.

5
Never let down. Great service. Good banking Reviewed on: 17th March 2024

Good customer service and very helpful also friendly

5
Good customer service and very helpful also friendly Reviewed on: 17th March 2024

Amazing modern banking experience

5
Amazing modern banking experience, solved lots of the problems I had with traditional banking - little savings pots etc. So easy to use and some great analysis tools. Love setting spending goals and tracking my progress. Reviewed on: 17th March 2024

Good service satisfied and happy with the product

5
Satisfied with service happy enough Reviewed on: 17th March 2024

Unbelievable banking system really good to use and h...

5
Unbelievable banking system really good to use and hassle free 10/10 Reviewed on: 17th March 2024

Monzo is easy as 123

5
Monzo platform is the easiest bank platform I've ever used, everything you want to do is accesible in just a few clics. Customer service is algo beyond compare, every issue I hay the solver extremely quickly, it was always easy and the treatment was always fantastic. For all the services ive used and how great everything has been , I'm a big monzo supporter! Reviewed on: 17th March 2024

It was an amazing and hassle free experience with monzo

5
It was an amazing and hassle free experience with monzo Reviewed on: 16th March 2024

It will fast service online bank.

5
It will fast service online bank. Reviewed on: 16th March 2024

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