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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Monzo are hands down the best bank

5
Monzo genuinely care and look after their customers. They look to help and solve issues such as late payments. I recommend Monzo to all my friends and family Reviewed on: 16th March 2024
Scot Mochan's avatar
Scot Mochan

I have recently switched to using monzo and its a fa...

5
I have recently switched to using monzo and its a fantastic service also the online banking app one of the easiest I have used Reviewed on: 16th March 2024
Jacqueline W's avatar
Jacqueline W

Monzo makes managing money easy.

5
Monzo makes managing money easy. Using pots is my favourite way of budgeting Reviewed on: 16th March 2024
Sara's avatar
Sara

Not the bank I thought it was

1
Closed my account a 1 year ago, wanted to come back to monzo, but would not let me back I did nothing wrong, monzo will not give me a proper resaon for not letting me back with monzo, so went to karoo instead Reviewed on: 16th March 2024
Thomas b's avatar
Thomas b

Excellent tools for looking after money, and transfe...

5
Excellent tools for looking after money, and transfer is easy. Reviewed on: 16th March 2024
Mark F's avatar
Mark F

Excellent banking, i love the updates and notifications

5
Excellent banking, i love the updates and notifications Reviewed on: 16th March 2024
Upenyu 's avatar
Upenyu

Mobile banking made easy

5
I love how easy and intuitive the app is. It’s easy to pay and get paid by generating a link, save money with a decent interest rate, divide your money thanks to the additional pots. I also really like the round up feature and that it can be linked to if this than that”. Reviewed on: 16th March 2024
Arianna's avatar
Arianna

Incredible!

5
Incredible! As someone who never had a grip on my money before, switching to Monzo 4 years ago has been the best thing I’ve ever done. I’d never switch to anyone else!! Reviewed on: 16th March 2024
Hannah S's avatar
Hannah S

I didn’t used to like banking before Monzo came along.

5
I didn’t used to like banking before Monzo came along. It’s the perfect combination of utility and ease of use. Reviewed on: 15th March 2024
Augustin G's avatar
Augustin G

Monzo bank has been so efficient to me especially in...

5
Monzo bank has been so efficient to me especially in the way they handle fraudulent transactions. Reviewed on: 15th March 2024
Azeta A's avatar
Azeta A

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