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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Amazing app!

5
Amazing app! So simple to use and incorporate my other accounts, set budgets and always love the notifications on spending. Reviewed on: 18th March 2024
Andy's avatar
Andy

Overall I like monzo, they do a great Job with keepi...

4
Overall I like monzo, they do a great Job with keeping you informed on your spending, they really help with saving with the saving pots scheme. But they lack with communication when you report scams, its always the customer that has to chase them for details on the investigation. Reviewed on: 18th March 2024
Enzo E's avatar
Enzo E

Excellent control

5
All works, cannot complain. Gives me a good idea of everything. Comfortable holding a few pounds in my account and keeping shifts between interest bearing savings. Reviewed on: 18th March 2024
Tom H's avatar
Tom H

Monzo have helped me buy my first car!

5
Monzo have helped me buy my first car! When I was short of £100 for my car deposit I set up my monzo and applied for an overdraft which I was accepted almost instantly. I used the overdraft to take £100 out to get my car before it sold and was able to pay it back the following pay day, my account is also great for managing my abroad expenses with the no fees and monthly reporting! Reviewed on: 18th March 2024
Kaitlin 's avatar
Kaitlin

Convenient current account.

5
Convenient current account. I love that it enables me to set up pots so that I can organise my money into bills etc. I also like the new cashback feature on using my debit card. Reviewed on: 18th March 2024
smmmmm's avatar
smmmmm

smooth and steady

5
For me it was a relief, because I faced so many problems with street banks even as global talent visa, I opened and pass KYC in a glance and I did not switch to other banks after that. Reviewed on: 18th March 2024
Masoud Zamani's avatar
Masoud Zamani

Excellent customer service and prompt responses, cle...

5
Excellent customer service and prompt responses, clear and cooncise terms and amazing benefits. Since moving from ma high street bank I have had nothing but great words to say about monzo Reviewed on: 17th March 2024
Scott C's avatar
Scott C

Easy as 1.2.3 I promise I managed it

5
Was so easy to do and received card couple days later , also easy transfer money over from bank account and I’m not great with technology ! I managed it Reviewed on: 17th March 2024
Alison Q's avatar
Alison Q

My journey so far with monzo

5
When I joined monzo I thought it would be confusing to use as it was the first bank I have used aside from revolut, but honestly monzo is super easy to use and I would recommend to anyone else. I learnt about monzo from my mum and genuinely glad that I use it. Keep up the good work monzo! Reviewed on: 17th March 2024
Medal Ogbunude's avatar
Medal Ogbunude

This is what modern banking looks like.

5
Excellent service, clear and well organised, perfect example of modern banking. Reviewed on: 17th March 2024
Rich L's avatar
Rich L

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