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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I have never had any issues with banking with Monzo.

5
I have never had any issues with banking with Monzo. The process has been smooth from opening the account, using it daily for transactions, and later starting to use it for savings. Reviewed on: 19th March 2024
Sunil G's avatar
Sunil G

Great app

5
Great app. Really useful trends tracking. Premium account is great value. Reviewed on: 18th March 2024
KAA 's avatar
KAA

excellent technical support

5
I had a situation with an unidentified debit and the Monzo team responded very quickly and helped me resolve it Reviewed on: 18th March 2024
Alex Alex's avatar
Alex Alex

What can't i say!

5
Quickest application for an account I've experienced. So easy to do. App is very ergonomically made. Easy to create different pots. Ability to unlock extra offers as well with different account types! Reviewed on: 18th March 2024
Kieran's avatar
Kieran

Truly excellent really easy to use

5
Truly excellent really easy to use Reviewed on: 18th March 2024
Mark1959's avatar
Mark1959

Very convenient.

5
Very convenient... have the best and great offers Reviewed on: 18th March 2024
Nezza C's avatar
Nezza C

I’ve been using Monzo for about 5 years now and its...

4
I’ve been using Monzo for about 5 years now and its hard to imagine ever switching to another bank. Their built in budgeting and pots capabilities make it so easy to split and manage my money every payday. Reviewed on: 18th March 2024
Esther C's avatar
Esther C

Best bank I've ever had an account with

5
Monzo = simplicity. I've been with monzo for a few years now, and they have always been a no fuss bank, with an extremely helpful app which let's you manager your money much better than any other budgeting app could do. It's been a pleasure to see the app features grow and with that I've seen my monet grow too. From the absolutely helpful trends on expenses, to easy to save pots, to a monthly or yearly review, banking has never been easier. Reviewed on: 18th March 2024
Anusha's avatar
Anusha

The UI is very easy to use and the account allows me...

5
The UI is very easy to use and the account allows me to easily view my other accounts within monzo so I can manage everything with ease. I am also able to budget using the app and see where i am spending my money and how to change my spending habits Reviewed on: 18th March 2024
Kainat Qureshi's avatar
Kainat Qureshi

10/10 you won’t regret

5
Best banking app out there, wish I got it sooner Reviewed on: 18th March 2024
Caitlin 's avatar
Caitlin

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