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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19391 reviews)

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4.93

Based on 19,391 reviews, last reviewed 20th Apr 2026

105450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank! Brilliant bank! Love their savings products, offers, tiers are actually worth having, and helpful guidance. They help me make better decisions Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19391)

Excellent tools for looking after money, and transfe...

Excellent tools for looking after money, and transfer is easy. Reviewed on: 16th March 2024

Excellent banking, i love the updates and notifications

Excellent banking, i love the updates and notifications Reviewed on: 16th March 2024

Mobile banking made easy

I love how easy and intuitive the app is. It’s easy to pay and get paid by generating a link, save money with a decent interest rate, divide your money thanks to the additional pots. I also really like the round up feature and that it can be linked to if this than that”. Reviewed on: 16th March 2024

Incredible!

Incredible! As someone who never had a grip on my money before, switching to Monzo 4 years ago has been the best thing I’ve ever done. I’d never switch to anyone else!! Reviewed on: 16th March 2024

I didn’t used to like banking before Monzo came along.

I didn’t used to like banking before Monzo came along. It’s the perfect combination of utility and ease of use. Reviewed on: 15th March 2024

Monzo bank has been so efficient to me especially in...

Monzo bank has been so efficient to me especially in the way they handle fraudulent transactions. Reviewed on: 15th March 2024

I’ve become a fanatic

I’ve been a Monzo customer since the beginning and upgraded to a pro account as soon as it became available. Their approach to banking sounds like it should be intuitive, but I’ve yet to see it done as well anywhere else. Everything is simple, obvious and uncomplicated and has me feeling entirely in control of my finances. Reviewed on: 15th March 2024

Once a pioneer, now in with the crowd... still good

I moved my 'spending' money into Monzo from my main NatWest account as it had loads more functionality. Market leader in sending payments, splitting bills, paying abroad etc. unfortunately not much newness has happened (relevant to me) and all the other banks have caught up and copied Monzo. So great, but no longer a pioneer in my eyes and part of the crowd now. Reviewed on: 15th March 2024

I have been using monzo for the last 4 years and it...

I have been using monzo for the last 4 years and it is perfect for me Reviewed on: 15th March 2024

Ever efficient and reliable.

Ever efficient and reliable. Monzo has shown me a lot of flexibility and smart ways to banking. Reviewed on: 15th March 2024

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