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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

10/10 for Monzo.

Since day one I can't fault Monzo. They've made banking simple. They are always available to help. Their app is effective and easy to use, with pots and savings goals, I can split my income to pay for bills, save for holidays and have some money aside for a rainy day. Would be rude not to mention their social media language and engagement - it's set a gold bar standard which many other companies are trying to meet. Reviewed on: 7th March 2024

Best digital bank

Love the app and the dashboard, been able to see different accounts is great, I'll love to see the possibility of importing all connected accounts to sheets Reviewed on: 7th March 2024

I love monzo - never looked back after switching fr...

I love monzo - never looked back after switching from traditional bank Reviewed on: 7th March 2024

A Revolution in Banking

Monzo understands consumers' needs. My current account makes me feel safe and supported. I appreciate the openness and disclosure, and how it gathers all services in one account, one coral card. Thank you! Reviewed on: 7th March 2024

Monzo is the best

Probably the most efficient and seamless experience with a current account I have ever had. Easy to open an account, run an account and competitive interest rates on savings. App is unmatched on user experience in my opinion. Reviewed on: 7th March 2024

Great experience and easy banking

Great experience and easy banking Reviewed on: 7th March 2024

Monzo gets it

The Monzo app and ethos is so unlike any bank I've ever had. It just makes sense! I love my bills pot, my Flex card, my real time everything. Reviewed on: 6th March 2024

Used Mozno for years.

Used Mozno for years. Love the service, the app is incredible and puts other banks to shame. Recommend to friends all the time and o really love the service. Monzo Premium subscriber and love the service. Reviewed on: 6th March 2024

Brilliant always, everything is just clear and simple.

Brilliant always, everything is just clear and simple. Also loving cashback! ❤ Reviewed on: 6th March 2024

Simple and easy.

Simple and easy. A bank everyone can use. Reviewed on: 6th March 2024

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