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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Simple engaging fun Bank to use

Simple to use and manage the services … great fun way to engage its customer base and constantly delivering new features Reviewed on: 6th March 2024

Very easy to use

Very easy to use, no fees for non-sterling card payments. Reviewed on: 6th March 2024

My bank of choice

I've had Monzo ever sine I moved to the UK - almost 4 years now. It's been wonderful - especially the pots function. I love being able to view my money in a visual and organised way. :) Reviewed on: 6th March 2024

Finally a bank that gets me and helps me get...

Finally a bank that gets me and helps me get money Reviewed on: 6th March 2024

Easy to use and very friendly support!

Easy to use and very friendly support! Reviewed on: 6th March 2024

Monzo, ALWAYS!

Easy to use and great customer service Reviewed on: 6th March 2024

Just excellent, app and tech.

Just excellent, app and tech. Great to use. Reviewed on: 6th March 2024

Great app for saving for different events in life.

Great app for saving for different event in life. Makes budgeting a lot easier Reviewed on: 6th March 2024

I enjoy the data insights to help me manage my month...

I enjoy the data insights to help me manage my monthly spending and savings. The savings pots are a great feature for me to clearly see where I am with all my savings needs. Reviewed on: 6th March 2024

Easy to use, lots of features.

Easy to use, lots of features. And it is free! Reviewed on: 6th March 2024

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