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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19397 reviews)

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4.93

Based on 19,397 reviews, last reviewed 21st Apr 2026

105750% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19397)

It just feels effortless and intuitive.

It just feels effortless and intuitive. I’ve had Premium since it launched and am very happy with it. Reviewed on: 6th March 2024

I love Monzo as a bank

I love Monzo as a bank. It's customer service is fast and reliable and super helpful. Their products are innovative - like the savings and investment pots - and are a good way to learn and test the market. And their services like Monzo Plus have good value and incentives. Reviewed on: 6th March 2024

Monzo for Spending

I use Monzo as my bank account for spending, what I like about it is that it tells me exactly how much I've spent, and when I've spent it as a notification, so I always know when money leaves my account. I've also used Monzo Plus for 6 months and I like being able to see my other accounts and use virtual cards so I recommend. Reviewed on: 6th March 2024

Changed my banking life

So easy to use, modern bank, great rates, great app functionality Reviewed on: 6th March 2024

Game changer

Everything is seamless and it has fundamentally changed how I manage my money and finances. Reviewed on: 6th March 2024

Monzo's current account has been a game-changer for me.

Monzo's current account has been a game-changer for me. The app is user-friendly and provides real-time updates on spending, making budgeting a breeze. The vibrant and transparent interface sets it apart, and the customer support is top-notch. I appreciate the no-hidden-fees approach and the ease of managing my finances. Monzo has truly simplified my banking experience, and I highly recommend it. Reviewed on: 6th March 2024

Can’t fault their platform or services.

Can’t fault their platform or services. Reviewed on: 6th March 2024

Absolutely love Monzo - I use it for everything.

Absolutely love Monzo - I use it for everything. I now spend, save, invest, review my other accounts, and my mortgage in Monzo. Makes me feel like I can see and do everything to do with my money, Reviewed on: 6th March 2024

The easiest and simplest banking experience I’ve eve...

The easiest and simplest banking experience I’ve ever had. Customer service is seamless via the app’ and the spending habits trends and information makes managing my money much easier. Reviewed on: 6th March 2024

Fantastic bank - always putting customers first!

Fantastic bank - always putting customers first! Keep it up! Reviewed on: 6th March 2024

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