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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

useful products

Monzo provides very useful products to manage my money and when I need to share a bill or two. Reviewed on: 6th March 2024

Great seemless user interface, ease to navigate and...

Great seemless user interface, ease to navigate and I know that my funds are secure. Any isses have been resolves within a reasonable time frame. Reviewed on: 6th March 2024

The best bank in the UK!

The best bank in the UK! I've been a customer almost since the start! Reviewed on: 6th March 2024

Quality service delivery, quick and fast service

Quality service delivery, quick and fast service Reviewed on: 6th March 2024

Friendly, easy to understand bank

Monzo are the best possible bank for Millenials and Gen-Z as they make everything super simple, and provide great service in a secure and safe environment. Reviewed on: 6th March 2024

Excellent problem solving

When I have an issue, instant messaging with Monzo gets to a rapid solution, every time Reviewed on: 6th March 2024

Best bank

Monzo offers the best bank accounts Reviewed on: 6th March 2024

Excellent and transparent banking experience

Excellent and transparent banking experience. Competitive products, good interest rates, very useful and simple-to-use app for everything, and great customer service Reviewed on: 6th March 2024

10/10 amazing!.

Amazing bank, the app is so user friendly and the service has been amazing everytime I’ve had any issues. Always developing as well which is awesome to see! Reviewed on: 6th March 2024

Easy to use and their customer service is fantastic

Monzo is easy to use and their customer service is always helpful. They are always quick to respond which is incredibly important especially when something has gone wrong. They value feedback and actually listen to this and ensure they put measures in place in order to make sure they are continuously updating themselves. Reviewed on: 6th March 2024

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