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Monzo: Current account reviews

4.93
Based on 19,397 reviews, last reviewed 21st Apr 2026
105750% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026
Shannon L's avatar
Shannon L

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19397)

Very easy to use

5
Very easy to use, no fees for non-sterling card payments. Reviewed on: 6th March 2024

My bank of choice

5
I've had Monzo ever sine I moved to the UK - almost 4 years now. It's been wonderful - especially the pots function. I love being able to view my money in a visual and organised way. :) Reviewed on: 6th March 2024

Finally a bank that gets me and helps me get...

5
Finally a bank that gets me and helps me get money Reviewed on: 6th March 2024

Easy to use and very friendly support!

5
Easy to use and very friendly support! Reviewed on: 6th March 2024

Monzo, ALWAYS!

5
Easy to use and great customer service Reviewed on: 6th March 2024

Just excellent, app and tech.

5
Just excellent, app and tech. Great to use. Reviewed on: 6th March 2024

Great app for saving for different events in life.

5
Great app for saving for different event in life. Makes budgeting a lot easier Reviewed on: 6th March 2024

I enjoy the data insights to help me manage my month...

5
I enjoy the data insights to help me manage my monthly spending and savings. The savings pots are a great feature for me to clearly see where I am with all my savings needs. Reviewed on: 6th March 2024

Easy to use, lots of features.

5
Easy to use, lots of features. And it is free! Reviewed on: 6th March 2024

Monzo have been incredible from the beginning.

5
Monzo have been incredible from the beginning. Easy navigation and user friendly tools! Super impressed and love the bank! Reviewed on: 6th March 2024

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