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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

user friendly

Banking app is user friendly, creative and engaging. Reviewed on: 6th March 2024

Best bank!

I have been with Monzo since their Beta version and they maintained the same excellent quality of product and services. Reviewed on: 6th March 2024

Easy use and quick service all times

Easy use and quick service all times Reviewed on: 6th March 2024

I’ve only ever had a great experience with Monzo!

I’ve only ever had a great experience with Monzo! They’ve also got the best linked in account, VERY relatable! Reviewed on: 6th March 2024

Monzo is an account that I had shortly after they st...

Monzo is an account that I had shortly after they started up - what an impact the team at Monzo have made, NatWest & TSB could learn a lot. Reviewed on: 6th March 2024

Excellent customer support

Their app is very easy to use. Intuitive and ample features. I once asked for support, and customer service was friendly and efficient. Reviewed on: 6th March 2024

Literally knocks spots off the competition.

Literally knocks spots off the competition.. Reviewed on: 6th March 2024

Banking the right way!

Have been with Monzo for Years now & would never go back to a traditional bank. Great additions over last few Years from Flex to Loans. Can't recommend highly enough. Reviewed on: 6th March 2024

Modern Banking

Easy, simple, modern, out with the old and in with the new. Reviewed on: 6th March 2024

Making investing so simple has been a game changer

Making investing so simple has been a game changer Reviewed on: 6th March 2024

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