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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love monzo - never looked back after switching fr...

I love monzo - never looked back after switching from traditional bank Reviewed on: 7th March 2024

A Revolution in Banking

Monzo understands consumers' needs. My current account makes me feel safe and supported. I appreciate the openness and disclosure, and how it gathers all services in one account, one coral card. Thank you! Reviewed on: 7th March 2024

Monzo is the best

Probably the most efficient and seamless experience with a current account I have ever had. Easy to open an account, run an account and competitive interest rates on savings. App is unmatched on user experience in my opinion. Reviewed on: 7th March 2024

Great experience and easy banking

Great experience and easy banking Reviewed on: 7th March 2024

Monzo gets it

The Monzo app and ethos is so unlike any bank I've ever had. It just makes sense! I love my bills pot, my Flex card, my real time everything. Reviewed on: 6th March 2024

Used Mozno for years.

Used Mozno for years. Love the service, the app is incredible and puts other banks to shame. Recommend to friends all the time and o really love the service. Monzo Premium subscriber and love the service. Reviewed on: 6th March 2024

Brilliant always, everything is just clear and simple.

Brilliant always, everything is just clear and simple. Also loving cashback! ❤ Reviewed on: 6th March 2024

Simple and easy.

Simple and easy. A bank everyone can use. Reviewed on: 6th March 2024

Monzo is an excellent provider

Monzo has been an excellent provider as my main current account, being a monzo plus member is great value for money as it let's me keep track of my finances in a simple and user friendly way. The customer support team is quick, friendly and reliable and always there whenever you need assistance. I could not recommend monzo enough even if you are just a regular member. My only wish would be that monzo premium offered multi device insurance. Reviewed on: 6th March 2024

I absolutely love Monzo!

I absolutely love Monzo! From statements to savings pots, it’s the best banking app by far. I really love how I can lunch with friends and split bills too. It’s so easy to send and receive money. Reviewed on: 6th March 2024

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