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Monzo: Current account reviews

4.93
Based on 19,397 reviews, last reviewed 21st Apr 2026
105750% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026
Shannon L's avatar
Shannon L

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19397)

They are a breath of fresh air.

5
They are a breath of fresh air. What other bank can you really connect with? product is brilliant and something that helps control my spending, and service when I do get in Touch is on point. They’re social media team also make me laugh daily. Reviewed on: 6th March 2024

game changing bank

5
Game changing app and attitude towards banking, I love it! Also love the social media approach, you can tell it’s a real person ‘on the other end’ who has creative freedom and genuinely enjoys their job. It’s a great reflection of the culture they must have. Reviewed on: 6th March 2024

useful products

5
Monzo provides very useful products to manage my money and when I need to share a bill or two. Reviewed on: 6th March 2024

Great seemless user interface, ease to navigate and...

5
Great seemless user interface, ease to navigate and I know that my funds are secure. Any isses have been resolves within a reasonable time frame. Reviewed on: 6th March 2024

The best bank in the UK!

5
The best bank in the UK! I've been a customer almost since the start! Reviewed on: 6th March 2024

Quality service delivery, quick and fast service

5
Quality service delivery, quick and fast service Reviewed on: 6th March 2024

Friendly, easy to understand bank

5
Monzo are the best possible bank for Millenials and Gen-Z as they make everything super simple, and provide great service in a secure and safe environment. Reviewed on: 6th March 2024

Excellent problem solving

5
When I have an issue, instant messaging with Monzo gets to a rapid solution, every time Reviewed on: 6th March 2024

Best bank

5
Monzo offers the best bank accounts Reviewed on: 6th March 2024

Excellent and transparent banking experience

5
Excellent and transparent banking experience. Competitive products, good interest rates, very useful and simple-to-use app for everything, and great customer service Reviewed on: 6th March 2024

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