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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19397 reviews)

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4.93

Based on 19,397 reviews, last reviewed 21st Apr 2026

105750% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Banking With Monzo Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never h... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19397)

Modern Banking

Easy, simple, modern, out with the old and in with the new. Reviewed on: 6th March 2024

Making investing so simple has been a game changer

Making investing so simple has been a game changer Reviewed on: 6th March 2024

Lovely service

Lovely service and easy to understand Reviewed on: 6th March 2024

Wouldn’t use any other banking app

I really enjoy using Monzo, never had any issues with it Reviewed on: 6th March 2024

One place for all your needs

Been customer and investor for some time now. Absolutely love that I can do everything in the app, no need to log on to a website to carry out more complicated tasks. Have to say their social media definitely helps a lot too Reviewed on: 6th March 2024

I love how focused on customer experience Monzo are

I love how focused on customer experience Monzo are Reviewed on: 6th March 2024

Top notch bank.

Top notch bank. Easy app flows and help menus allow me to avoid customer service contacts and delays. Reviewed on: 6th March 2024

I have struggled with my credit score and downloadin...

I have struggled with my credit score and downloading Monzo flex to help build up a profile has been a game changer. Having money pots has also changed the way I save. I have better transparency and with my money. I also want to add I love how mobile friendly the app is, it's really changed the way I interact with money Reviewed on: 6th March 2024

The most secure bank I ever met.

The most secure bank I ever met. Everything digital and very convenient to use. Reviewed on: 6th March 2024

Great user experience

Great user experience, and I love the pots functionality Reviewed on: 6th March 2024

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