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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

10/10 service from Monzo!

I’ve used Monza for years now and love the service and functionality of the banking app. To top it all last year I was selected to be a part of their investor trail and.. it’s incredible the app details every part of my investment with tutorials on eduction with the added bonus of complete control if I want to change the way I invest or remove my investment all together, I recommend Monzo to everyone! 10/10 Reviewed on: 7th March 2024

Best bank hands down

Excellent features and the best app out there. This was my first account when I came to the UK, and by far the easiest to set up and manage. The app is intuitive and miles ahead of other banks. Reviewed on: 7th March 2024

5 years of Monzo and growing strong

Have used Monzo for over 5 years and the level of usability and customer service has continually evolved and improved. The recently added (or at least recently opened by myself) easy access savings accounts are a great way to flexibly put money aside, watch it grow, and dip into it when needed without any delay, hassle or charge! Reviewed on: 7th March 2024

Monzo makes managing money easy.

Monzo makes managing money easy. Reviewed on: 7th March 2024

They're simply the best in the game!

They're simply the best in the game! I've been with them for over 7 years now and they keep getting better and better - no commissions when using their card abroad, excellent interest rates on their savings accounts (even the instant access ones), credit card with low fees and now even cashback! I'm not one to leave reviews but Monzo deserves it (and no, I haven't been paid to say this... I wish! ) Reviewed on: 7th March 2024

Banking with Monzo since 2015 and it has been a grea...

Banking with Monzo since 2015 and it has been a great experience so far, everything works the way it should and it’s easy to perform everyday actions without a hassle. I only ever had to contact customer service twice and they were very helpful Reviewed on: 7th March 2024

Great app and speedy customer service

Great account, the tech set it apart from my previous current account. Reviewed on: 7th March 2024

Happy Monzo customer

I've been a Monzo customer for several years and it's still by far the most direct and clear bank provider I've used! Reviewed on: 7th March 2024

10/10 for Monzo.

Since day one I can't fault Monzo. They've made banking simple. They are always available to help. Their app is effective and easy to use, with pots and savings goals, I can split my income to pay for bills, save for holidays and have some money aside for a rainy day. Would be rude not to mention their social media language and engagement - it's set a gold bar standard which many other companies are trying to meet. Reviewed on: 7th March 2024

Best digital bank

Love the app and the dashboard, been able to see different accounts is great, I'll love to see the possibility of importing all connected accounts to sheets Reviewed on: 7th March 2024

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