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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant love Monzo never go anywhere else

Brilliant love Monzo never go anywhere else but monzo banking. Shame they don't do morgates yet but am sure it will come at somepoint please!! Reviewed on: 6th March 2024

Joined as soon as I turned 18,

Joined as soon as I turned 18, will stay till the day I die Reviewed on: 6th March 2024

Very good bank will always recommend they always han...

Very good bank will always recommend they always handle any queries quickly and efficiently. I’ve been a customer for two years Reviewed on: 6th March 2024

Has helped me to be more sensible with my money.

Has helped me to be more sensible with my money. Great user experience using the application as well. Every interaction that i've had with the customer support teams has been fantastic as well. Overall i'm incredibly happy with Monzo. Reviewed on: 6th March 2024

Great online bank.

Great online bank. Was sceptical moving everything digitally but haven't had an issue as of yet. The app is amazing, has really helped paying bills etc. Highly recommend. Reviewed on: 6th March 2024

An amazing product that’s very user focused.

An amazing product that’s very user focused. Love the investments Reviewed on: 6th March 2024

Amazing from the day I signed up 5 years ago!

From the day I signed up Monzo had been amazing. Love all the innovative money lits and investment pots/opportunitiesZ Reviewed on: 6th March 2024

Simple engaging fun Bank to use

Simple to use and manage the services … great fun way to engage its customer base and constantly delivering new features Reviewed on: 6th March 2024

Very easy to use

Very easy to use, no fees for non-sterling card payments. Reviewed on: 6th March 2024

My bank of choice

I've had Monzo ever sine I moved to the UK - almost 4 years now. It's been wonderful - especially the pots function. I love being able to view my money in a visual and organised way. :) Reviewed on: 6th March 2024

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