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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Monzo banking that represents it's customers needs a...

Monzo banking that represents it's customers needs and interests. Innovative helpful products. Customers are listened to. Reviewed on: 5th March 2024

Love my current accounts and the ability to make pots.

Love my current accounts and the ability to make pots. Great for organising Reviewed on: 5th March 2024

Fast, simple and clear!

Banking with Monzo is just fast and simple. They have a great way to organise your spending and it's crystal clear where my money goes. They keep improving their services and listen to their customers! They are always transparent about the fees (on credit cards and payments abroad). They are the best and I couldn't recommend them more! Reviewed on: 5th March 2024

Made banking easy and convenient

I have banked with Monzo for a few years now and I have NO REGRETS. I love that sometimes I can even pay myself early. Monzo have made banking easy and convenient. Reviewed on: 5th March 2024

10 poind fore Monzo bank

Wery good I am happy money sent fast its good fore my, thanks fore Monzo bank Reviewed on: 4th March 2024

I’m a new future

Low Experiance because I’m a new here and didn’t discovered yet Reviewed on: 4th March 2024

Brilliant for managing your money

Fantastic I wish I had used this sooner… I have recommended it to all my friends and family. I like all the options and features but I find the pots in and out transactions confusing as it shows in my spending. I like the instant update of my purchases and the customer service is great. Reviewed on: 4th March 2024

Really really easy to do everything I need to do...

Really really easy to do everything I need to do Reviewed on: 4th March 2024

Needed to report something and the customer service...

Needed to report something and the customer service was very quick to respond and very helpful. Reviewed on: 4th March 2024

Money expected feature

Love the feature when money is expected in my account, I will get a notification a few days before and I'm even able to receive it a day before. This always helps me so much Reviewed on: 4th March 2024

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