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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Finally a bank that gets me and helps me get...

Finally a bank that gets me and helps me get money Reviewed on: 6th March 2024

Easy to use and very friendly support!

Easy to use and very friendly support! Reviewed on: 6th March 2024

Monzo, ALWAYS!

Easy to use and great customer service Reviewed on: 6th March 2024

Just excellent, app and tech.

Just excellent, app and tech. Great to use. Reviewed on: 6th March 2024

Great app for saving for different events in life.

Great app for saving for different event in life. Makes budgeting a lot easier Reviewed on: 6th March 2024

I enjoy the data insights to help me manage my month...

I enjoy the data insights to help me manage my monthly spending and savings. The savings pots are a great feature for me to clearly see where I am with all my savings needs. Reviewed on: 6th March 2024

Easy to use, lots of features.

Easy to use, lots of features. And it is free! Reviewed on: 6th March 2024

Monzo have been incredible from the beginning.

Monzo have been incredible from the beginning. Easy navigation and user friendly tools! Super impressed and love the bank! Reviewed on: 6th March 2024

It just feels effortless and intuitive.

It just feels effortless and intuitive. I’ve had Premium since it launched and am very happy with it. Reviewed on: 6th March 2024

I love Monzo as a bank

I love Monzo as a bank. It's customer service is fast and reliable and super helpful. Their products are innovative - like the savings and investment pots - and are a good way to learn and test the market. And their services like Monzo Plus have good value and incentives. Reviewed on: 6th March 2024

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