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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Great bank to deal with.

Great bank to deal with. Excellent customer service and great app. Everything is done and done well. New features being added all the time. Reviewed on: 4th March 2024

Prompt service, wonderful communication

They have a very helpful team, safe and effective banking. Reviewed on: 4th March 2024

Monzo offers a great and customer friendly product!

Monzo offers a great and customer friendly product! Reviewed on: 4th March 2024

Easiest and most straight forward banking app to use

Easiest and most straight forward banking app to use Reviewed on: 3rd March 2024

Very good helpful and easy to use

Very good helpful and easy to use Reviewed on: 3rd March 2024

Excellent User Interface and Experience

Beta member since 2017 and I have never experienced any of the old world inconvenience of legacy banking with Monzo. The app is just so easy to use and my user experience has been second to none. I always recommend Monzo to all my acquaintances regardless of stature because of my enthusiasm for this bank. Suffice to say, I'm happy with my experience in all facets of banking with them. Reviewed on: 3rd March 2024

Monzo has made banking easier and aswell as savings...

Monzo has made banking easier and aswell as savings I love the saving pots Reviewed on: 3rd March 2024

Have been using Monzo for a while, my transactions h...

Have been using Monzo for a while, my transactions have been smooth and have not had any reason to regret. Best bank Reviewed on: 3rd March 2024

I have good experience with monzo

I have good experience with monzo Reviewed on: 2nd March 2024

Good service and nice bank card very easy to use...

Good service and nice bank card very easy to use Reviewed on: 2nd March 2024

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