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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo are the best

I have been with Monzo for a few months now and couldn’t be happier, i opened an account to use on occasion, but after using the service I’ve fully switched over to Monzo and closed all other banks, they offer the best rates of interest that I’ve seen from a bank or BA, it’s easy to use and they offer help and information for any queries you might have, platinum services are top notch with access to insurances and other benefits, would fully recommend to everyone. Reviewed on: 25th February 2024

Helps me to manage my bills.

Helps me to manage my bills. Also, to know in advance if something is due to come out of account. Reviewed on: 24th February 2024

Easy access to online banking.

Easy access to online banking. Saving account with good interest rate. Reviewed on: 24th February 2024

Always happy to help and support you

Always happy to help and support you Reviewed on: 24th February 2024

I absolutely love my Monzo card and tell everyone to...

I absolutely love my Monzo card and tell everyone to get one. It’s great for home and abroad. I love that it tells you what you’ve spent in the local currency and in £s after each transaction in a different country. The savings pots are brilliant I have a holiday and a Christmas one running so I keep the money separate. I’ve never been good at saving until I had Monzo Reviewed on: 23rd February 2024

Is it gud bank online application I enjoy it...

Is it gud bank online application I enjoy it Reviewed on: 23rd February 2024

Quick and easy to set up an account.

Quick and easy to set up an account. Helpful customer service team and great saving options on the app. Reviewed on: 23rd February 2024

Monzo has so many features in the free current a/c.

Monzo has so many features in the free current a/c. Get paid early is my favourite. Love the saving options and investment. Cashback has just started and not many options yet but I’m sure this will improve. Reviewed on: 23rd February 2024

I like mono more than other banks

Monzo so much better and safer because my best account Monzo so much better and safer because you can apply at any time my best account is monzoi I trust monzo more than other banks Reviewed on: 23rd February 2024

App is amazing, so easy to use and features are real...

App is amazing, so easy to use and features are really handy. Everything you could want from a bank. They have a solution for every issue Reviewed on: 22nd February 2024

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