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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

EXCELLENT SERVICE PROVIDED

I would like to take a moment to share my experience with Monzo Bank's current account. I have been incredibly impressed with the level of service and support I have received from Monzo. The account is easy to use and navigate, and the mobile app is intuitive and user-friendly. I love the ability to manage my account on the go, and the instant notifications I receive for every transaction. The customer service is top-notch, and I have always been able to get the help I need in a timely manner. Overall, I am extremely pleased with Monzo Bank's current account and would highly recommend it to anyone looking for a simple and excellent mobile bank to use. Reviewed on: 28th February 2024

Everyone needs a Monzo

Monzo are fantastic, everything you need on the app is there and the fact that you can have you money early when paid is amazing. I absolutely love it. Reviewed on: 27th February 2024

Monzo current account holder

I love everything happening online with no phone or in person service. The app is also very good. If there was no fee for depositing cash, it would be a 10/10 Reviewed on: 27th February 2024

Excellent App with great features.

Excellent App with great features. Very good customer service. Reviewed on: 27th February 2024

Always available and keep you updated.

Always available and keep you updated. Reviewed on: 27th February 2024

It is very good and is quite easy

It is very good and is quite easy Reviewed on: 27th February 2024

Budget friendly banking

I love that compared to my other banking apps, monzo notifies me every time I make a transaction so I can really clearly see what I’m spending. The budget section is super useful to see where I’m committed and where I need to cut corners. I do pay for monzo plus which I feel is fair, as I get a better savings rate from their pots. I also really like that it rounds up small change for me into a savings pot. Reviewed on: 26th February 2024

Monzo is easily the best bank.

App is very user friendly. I have a few accounts and Monzo is easily the best. Reviewed on: 26th February 2024

Never had any issues with monzo.

Never had any issues with monzo. They've been brilliant ever since I changed to use them as a main account. Had a couple of issues with cashpoints but was always resolved pretty quickly all in all a great bank to be with Reviewed on: 25th February 2024

So easy to open the account.

So easy to open the account. Really helpful. They let you know everything you can get. Reviewed on: 25th February 2024

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