Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,398 reviews, last reviewed 21st Apr 2026
70467% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026
Jason K's avatar
Jason K

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19398)

Monzo are the best

5
I have been with Monzo for a few months now and couldn’t be happier, i opened an account to use on occasion, but after using the service I’ve fully switched over to Monzo and closed all other banks, they offer the best rates of interest that I’ve seen from a bank or BA, it’s easy to use and they offer help and information for any queries you might have, platinum services are top notch with access to insurances and other benefits, would fully recommend to everyone. Reviewed on: 25th February 2024
Conor D's avatar
Conor D

Helps me to manage my bills.

5
Helps me to manage my bills. Also, to know in advance if something is due to come out of account. Reviewed on: 24th February 2024
Deborah C's avatar
Deborah C

Easy access to online banking.

5
Easy access to online banking. Saving account with good interest rate. Reviewed on: 24th February 2024
Olubunmi Sodimu's avatar
Olubunmi Sodimu

Always happy to help and support you

5
Always happy to help and support you Reviewed on: 24th February 2024
Mark W's avatar
Mark W

I absolutely love my Monzo card and tell everyone to...

5
I absolutely love my Monzo card and tell everyone to get one. It’s great for home and abroad. I love that it tells you what you’ve spent in the local currency and in £s after each transaction in a different country. The savings pots are brilliant I have a holiday and a Christmas one running so I keep the money separate. I’ve never been good at saving until I had Monzo Reviewed on: 23rd February 2024
Amanda M's avatar
Amanda M

Is it gud bank online application I enjoy it...

5
Is it gud bank online application I enjoy it Reviewed on: 23rd February 2024
Omprakash S's avatar
Omprakash S

Quick and easy to set up an account.

5
Quick and easy to set up an account. Helpful customer service team and great saving options on the app. Reviewed on: 23rd February 2024
Caitlin C's avatar
Caitlin C

Monzo has so many features in the free current a/c.

5
Monzo has so many features in the free current a/c. Get paid early is my favourite. Love the saving options and investment. Cashback has just started and not many options yet but I’m sure this will improve. Reviewed on: 23rd February 2024
cherry.fielding@hotmail.co.uk's avatar
[email protected]

I like mono more than other banks

5
Monzo so much better and safer because my best account Monzo so much better and safer because you can apply at any time my best account is monzoi I trust monzo more than other banks Reviewed on: 23rd February 2024
Yes 's avatar
Yes

App is amazing, so easy to use and features are real...

5
App is amazing, so easy to use and features are really handy. Everything you could want from a bank. They have a solution for every issue Reviewed on: 22nd February 2024
Kieran C's avatar
Kieran C

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill