Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19422)

Best bank by far.

5
Best bank by far. Excellent services and great app. Reviewed on: 29th February 2024
Casey Rain's avatar
Casey Rain

Would never go back to the legacy banks

5
Monzo provide a platform that is easy to use and clear. They provide services such as early access to salary and instant visibility of transactions that the legacy banks never did and even insisted were impossible. Reviewed on: 29th February 2024
Kevin Smith's avatar
Kevin Smith

The listening bank.

5
Very attentive to costumer’s plight I will call them the listening bank. Reviewed on: 29th February 2024
Layiwola O's avatar
Layiwola O

It just works great, love the app, love the product

5
It just works great, love the app, love the product Reviewed on: 28th February 2024
Sam's avatar
Sam

Perfect for managing your money well

5
Monzo is an excellent account for managing your money with different pots and it has been especially useful for teaching my daughter to learn how to manage her money efficiently. Reviewed on: 28th February 2024
Devina 's avatar
Devina

Monzo’s call status feature puts my mind at ease.

5
Monzo’s call status feature puts my mind at ease. Especially with the rise in use of AI in scams and how complex the scams have become. Reviewed on: 28th February 2024
Hima's avatar
Hima

Call status

5
Call status is the best feature for me as it provides a safe experience for myself Reviewed on: 28th February 2024
Karim Tawfik's avatar
Karim Tawfik

Paid early, amazing service

5
I love Monzo and what they can do is amazing, I love the fact that we can be paid a day earlier and it is a life saver to be honest especially with the cost of living crisis Reviewed on: 28th February 2024
Carla 's avatar
Carla

Call status

5
The call status addition has been exceptionally helpful Reviewed on: 28th February 2024
Shady t's avatar
Shady t

Good accounting

5
All transactions are explicitly detailed . Its crystal clear Reviewed on: 28th February 2024
hilary emeka's avatar
hilary emeka

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1143 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill