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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

best bank in uk

actually this is the only bank that give me enough confidence to properly used my money wisely and was able to perfectly offer the best other than any banks Reviewed on: 5th February 2024

Efficient on line no nonsense bank

Efficient on line no nonsense bank Reviewed on: 5th February 2024

Excellent service .

Excellent, Easy to Use as a regular bank account. Reviewed on: 5th February 2024

I find Monzo very easy to use and customer service r...

I find Monzo very easy to use and customer service really helpful. Reviewed on: 5th February 2024

Tried Monzo has an experiment but since then I haven...

Tried Monzo has an experiment but since then I haven’t been able to leave for another bank.They have been superb with their additional features like investing options and salary cash out a day before pay day. The only drawback is lack of a physical building, but in reality I have had a need for it in the last years I open an account with Monzo. Reviewed on: 5th February 2024

Easy to use and simple aesthetic interface which is...

Easy to use and simple aesthetic interface which is user friendly. Love the pots too. Reviewed on: 5th February 2024

Never had any issues with the bank.

Never had any issues with the bank.easy to use app.updated regularly. Simple to understand and very helpful. My wife also has a monza account and she also is very happy. Reviewed on: 5th February 2024

User-friendly app with money management features

User-friendly app with helpful money management features. I've never been as in-control of my day-to-day finances until using Monzo with Pots for saving and monthly budget features. Now I'm also making use of the Savings Pots as well as regular pots, I'm managing to effectively save for big things like annual insurances, car service, and holiday too. Reviewed on: 5th February 2024

Best savings rates and love the mobile app

Best savings rates and love the mobile app Reviewed on: 5th February 2024

Loving my Monzo

I’ve had Monzo for a few years now and I can truly say that I’ve not had a bad experience yet. Hoping for more of the same for the future. Reviewed on: 5th February 2024

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