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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

perfect 2024

monzo is perfect, i like it Reviewed on: 6th February 2024

Excellent

when I needed assistance he immediately found a solution for my situation Reviewed on: 6th February 2024

Easy to use and friendly support

Easy to use and friendly support Reviewed on: 6th February 2024

Best Online Bank experience

Easy to use and has very helpful features Reviewed on: 6th February 2024

Easy to use, efficient, responses are excellent with...

Easy to use, efficient, responses are excellent with issues and requests. Reviewed on: 6th February 2024

Never had an issue with monzo the app is accessible...

Never had an issue with monzo the app is accessible and easy to use would highly recommend to anyone Reviewed on: 6th February 2024

Monzo: The Perfect Partner for My Financial Journey

I've been a loyal Monzo customer for over three and a half years now, and I can confidently say that it has revolutionized the way I manage my finances since I first started in October 2020. Initially, transitioning to a digital bank was a leap of faith, but Monzo's seamless service quickly won me over. From the outset, Monzo has excelled in providing a user-friendly platform that simplifies banking tasks. Whether it's viewing monthly statements, managing direct debits, or receiving timely reminders for upcoming payments, Monzo has consistently delivered top-notch service. The ability to effortlessly track my expenses and understand my spending habits has been invaluable in helping me achieve my financial goals. One feature that has particularly stood out to me is Flex, which I recently started using. Flex has proven to be an incredibly convenient and flexible way to manage my finances, offering me greater control and peace of mind. Whether it's setting aside money for savings or effortlessly budgeting for upcoming expenses, Flex has become an indispensable tool in my financial toolkit. Overall, my experience with Monzo has been nothing short of exceptional. With its intuitive interface, reliable service, and innovative features like Flex, Monzo has truly become my go-to banking partner. I wholeheartedly give Monzo a perfect 10/10 rating and would highly recommend it to anyone looking for a modern, user-centric banking experience. Reviewed on: 6th February 2024

Very satisfying banking service provider

I have had many bank accounts over the past few years. And monzo has been the best so far. They keep my money in check . And I can keep an eye on my money at all times. Would recommend monzo to my friends and family. All every time Reviewed on: 6th February 2024

Best bank!

Everything is really easy with Monzo. Instructions are really clear, my account information is easily accessible and up to date, and the customer service is great. Reviewed on: 6th February 2024

I’ve enjoyed having Monzo as my main bank account fo...

I’ve enjoyed having Monzo as my main bank account for 1.5 years now. Easy to use, access to my card at all times and payments in the day before Reviewed on: 6th February 2024

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