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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Love Monzo bank!

Love Monzo bank! It's so simple use the app, rates is great! Very useful im EU countries when I'm traveling and customer service great and very resposive! Reviewed on: 6th February 2024

Amazing experience

Amazing experience always meeting people’s needs will always recommend Reviewed on: 6th February 2024

Not had any problems.

Not had any problems. App great. Customer service helpful. Reviewed on: 6th February 2024

Great modern bank.

Great modern bank. Always evolving and adding new features Reviewed on: 6th February 2024

Monzo is easy to use and has great features like bei...

Monzo is easy to use and has great features like being able to open tabs with friends and split the bill for payments. Monzo flex is a super helpful feature as it allows interest free borrowing of money, and being able to spread the cost of things over 3 months. Reviewed on: 6th February 2024

Excellent service so far.

Excellent service so far. Value for money too Reviewed on: 6th February 2024

Excellent customer service and phenomenal bank

Never have a problem with the bank and always someone to help 24/7 when ever you need it !! And the customer service is fantastic. Reviewed on: 6th February 2024

Fantestic experience no doubt about

Fantestic experience no doubt about Reviewed on: 6th February 2024

Monzo review

Good savings account, cashback offers, able to create separate money pots and can link other accounts. Gives a great breakdown of my spending. Great for using abroad, and charges limited. Easy to use User interface. Reviewed on: 6th February 2024

best bank monzo

I am from Ukraine and live in Britain and have been using Monzo bank for a long time. I really like it, it’s easy and convenient, and most importantly the program works very quickly. You can pay in any country. Reviewed on: 6th February 2024

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