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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love my Monzo account.

I love my Monzo account. It has everything I need. Reviewed on: 6th February 2024

Easy and safe

Easy to use with google pay, good security protection and management Reviewed on: 6th February 2024

I am a happy customer.

I am a happy customer. Customer service is very good Reviewed on: 6th February 2024

Simple banking, the best banking experience I’ve had!

Simple banking, help is always there if you need it and on line chat is instant, no waiting about. Recommended two friends, won’t go back to big banks would highly recommend. I used card on holiday last year no charges just straight forward information Reviewed on: 6th February 2024

Monzo is brilliant, easy to use and has many differe...

Monzo is brilliant, easy to use and has many different features we all need in daily life. I have received excellent and efficient financial advice off Monzo customer service when needed and any help needed was given straight away. Since joining Monzo I don’t need to use any other bank , it’s perfect for all my financial needs Reviewed on: 6th February 2024

Every time i had a problem customer service responde...

Every time i had a problem customer service responded quick and helped me Reviewed on: 6th February 2024

My son and my expartner as.

My son and my expartner as.also got Monzo.it was my ex partner tjat told me to.get Monzo Reviewed on: 6th February 2024

Simply the best

One of the most easiest online banks I’ve used, the amount of different tools and services it provides are second to none! Reviewed on: 6th February 2024

Easy to use online bank .

Easy to use online bank .Prompt reminders .opportunity to save ,invest all in one bank .east to contact helpful staff Reviewed on: 6th February 2024

Fantastic service, great app, forward thinking

Fantastic service, great app, forward thinking Reviewed on: 6th February 2024

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