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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Monzo: The Perfect Partner for My Financial Journey

I've been a loyal Monzo customer for over three and a half years now, and I can confidently say that it has revolutionized the way I manage my finances since I first started in October 2020. Initially, transitioning to a digital bank was a leap of faith, but Monzo's seamless service quickly won me over. From the outset, Monzo has excelled in providing a user-friendly platform that simplifies banking tasks. Whether it's viewing monthly statements, managing direct debits, or receiving timely reminders for upcoming payments, Monzo has consistently delivered top-notch service. The ability to effortlessly track my expenses and understand my spending habits has been invaluable in helping me achieve my financial goals. One feature that has particularly stood out to me is Flex, which I recently started using. Flex has proven to be an incredibly convenient and flexible way to manage my finances, offering me greater control and peace of mind. Whether it's setting aside money for savings or effortlessly budgeting for upcoming expenses, Flex has become an indispensable tool in my financial toolkit. Overall, my experience with Monzo has been nothing short of exceptional. With its intuitive interface, reliable service, and innovative features like Flex, Monzo has truly become my go-to banking partner. I wholeheartedly give Monzo a perfect 10/10 rating and would highly recommend it to anyone looking for a modern, user-centric banking experience. Reviewed on: 6th February 2024

Very satisfying banking service provider

I have had many bank accounts over the past few years. And monzo has been the best so far. They keep my money in check . And I can keep an eye on my money at all times. Would recommend monzo to my friends and family. All every time Reviewed on: 6th February 2024

Best bank!

Everything is really easy with Monzo. Instructions are really clear, my account information is easily accessible and up to date, and the customer service is great. Reviewed on: 6th February 2024

I’ve enjoyed having Monzo as my main bank account fo...

I’ve enjoyed having Monzo as my main bank account for 1.5 years now. Easy to use, access to my card at all times and payments in the day before Reviewed on: 6th February 2024

Great, easy to use features

I like using Monzo as the features are great, it’s very visual and the customer service is great. They offer lots of features that my previous bank did not and I have recommended Monzo to lots of friends and family. Reviewed on: 6th February 2024

Easy to use.

Easy to use. Lots of perks. Love instant spending notifications. Reviewed on: 6th February 2024

Monzo have been fabulous when I've been travelling a...

Monzo have been fabulous when I've been travelling also helps me keep a check on spending. Reviewed on: 6th February 2024

Thank you monzo for everything it’s so nice

Verry useful and quickl service very helpful and easy to use Reviewed on: 6th February 2024

Brilliant and user friendly

User friendly app. On-time push notifications for outgoing and incoming transactions. Saving pots offer great options. Flex credit card is very easy to use. Reviewed on: 6th February 2024

Smashing it with monzo

Since I’ve been with Monzo. I’ve experience a really good service from my saving pots to overdrafts travelling abroad with free commissions. Fantastic Reviewed on: 6th February 2024

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