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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love using the app.

I love using the app. It’s easy to use Reviewed on: 6th February 2024

Banking with monzo has been a great thing since I st...

Banking with monzo has been a great thing since I started , transfer made easy and I got an overdraft from them with low charges , despite have not been able to pay back for 6 month , I was reach out to to make a plan on how to make my payment and they made it easy for me and it’s all good , it’s a bank that look after there customers and they also care Reviewed on: 6th February 2024

Never had an issue with monzo it’s always been a fas...

Never had an issue with monzo it’s always been a fast and safe way to pay out money and receive my wages early! Thank you monzo! Reviewed on: 6th February 2024

Fantastic

I have been using monzo for more than 3 years now and I am glued to it. I hardly use other bank apps because monzo is easy to use and very has exciting uses to it. Reviewed on: 6th February 2024

Excellent and easy banking, especially when setting...

Excellent and easy banking, especially when setting up and adding pots for savings and managing my finances. Reviewed on: 6th February 2024

They just blow other banks out the water.

They just blow other banks out the water. Their app is second to none and I’ve been able to actually manage my finances properly ever since using Monzo Reviewed on: 6th February 2024

Monzo Review

Great interest rates on investment, love how simple and easy the app is to use. Love the feature of being able to transfer to other users through phone number. Also, love that you can get paid early with monzo (Bacs) Reviewed on: 6th February 2024

Easy to use.

Easy to use. Great benefits. All round happy exercise Reviewed on: 6th February 2024

Im happy working with Monzo.

Im happy working with Monzo. They are always trying to be better. Reviewed on: 6th February 2024

Monzo is the best bank, a game changer in the industry.

Monzo is the best bank, a game changer in the industry. Their creativity is second to none. What I like about monzo is they showing you 4 days in advance what type of direct debit will come through, you can therefore prepare and avoid any inconvenience. Reviewed on: 6th February 2024

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