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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Tracking

Easy to track your money, coming in and out. Reviewed on: 6th February 2024

visibility of money

monzo is great for visibility of your money and savings Reviewed on: 6th February 2024

Monzo is an excellent financial institution.

Monzo is an excellent financial institution. Their customer service system is second to none. Their response to services is 100% better than any other bank in the world Reviewed on: 6th February 2024

Grow with Monzo

Monzo has been helpful every step of the way since I came to England. From credit cards to overdrafts and tips on how to grow my credit score to high yielding interest savings. It’s been amazing Reviewed on: 6th February 2024

Godd Monzo 5 years work.

Godd Monzo 5 years work. Very good Reviewed on: 6th February 2024

Easy to navigate the app, love the features (pots, s...

Easy to navigate the app, love the features (pots, savings pots, rounding up spare change, credit check) Reviewed on: 6th February 2024

Excellent

Easy as to use. The apps are brilliant. Anytime I've contacted customer service they have been really informative Reviewed on: 6th February 2024

I have been using MONZO for more than two years now...

I have been using MONZO for more than two years now and it’s by far the best banking experience I’ve ever had. The app is beautifully designed and so easy to use. Setting up custom budgets and savings pots takes just a few taps and helps me manage my money effortlessly. The customer service has also been fantastic. Whenever I’ve had an issue or question, the support team has resolved it quickly and pleasantly. Reviewed on: 6th February 2024

Monzo current account is awesome.

Monzo current account is awesome. Seamless banking, responsive customer care and great app. Excellent experience overall Reviewed on: 6th February 2024

I recommend monzo to everyone!

I recommend monzo to everyone! So easy to use and so helpful at helping keep on top of direct debts! Reviewed on: 6th February 2024

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