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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

My son and my expartner as.

My son and my expartner as.also got Monzo.it was my ex partner tjat told me to.get Monzo Reviewed on: 6th February 2024

Simply the best

One of the most easiest online banks I’ve used, the amount of different tools and services it provides are second to none! Reviewed on: 6th February 2024

Easy to use online bank .

Easy to use online bank .Prompt reminders .opportunity to save ,invest all in one bank .east to contact helpful staff Reviewed on: 6th February 2024

Fantastic service, great app, forward thinking

Fantastic service, great app, forward thinking Reviewed on: 6th February 2024

Great! Best bank

Monzo itself is great - more environmentally friendly being online, cute pink card, apps so easy, spending pots are great, interest rates are good it’s just all easy and good, had a loan out with Monzo and it’s been soo easy making extra payments and getting settlement figures in seconds Reviewed on: 6th February 2024

10 out of 10

You're Great I really like the easy communication and transfer options. Reviewed on: 6th February 2024

Monzo has a good customer service and would rectify...

Monzo has a good customer service and would rectify any issues in no time. I've been using the bank for so long and I'm happy with the service. Reviewed on: 6th February 2024

Helpful, clear and overall great bank.

Very helpful, interactive and offers great visibility. So easy to use and their customer service is great. Reviewed on: 6th February 2024

Love monzo - great customer service and good interes...

Love monzo - great customer service and good interest rates on saving accounts Reviewed on: 6th February 2024

Swift & easy banking.

I chose Monzo after a friend's referral and I must say, I chose wisely... The swift and easy online account opening, the bank Mastercard delivery in a couple of days and the fact that I can easily transact. We'll, I can't ask for more. Reviewed on: 6th February 2024

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