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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Monzo Review

Great interest rates on investment, love how simple and easy the app is to use. Love the feature of being able to transfer to other users through phone number. Also, love that you can get paid early with monzo (Bacs) Reviewed on: 6th February 2024

Easy to use.

Easy to use. Great benefits. All round happy exercise Reviewed on: 6th February 2024

Im happy working with Monzo.

Im happy working with Monzo. They are always trying to be better. Reviewed on: 6th February 2024

Monzo is the best bank, a game changer in the industry.

Monzo is the best bank, a game changer in the industry. Their creativity is second to none. What I like about monzo is they showing you 4 days in advance what type of direct debit will come through, you can therefore prepare and avoid any inconvenience. Reviewed on: 6th February 2024

I love my Monzo account.

I love my Monzo account. It has everything I need. Reviewed on: 6th February 2024

Easy and safe

Easy to use with google pay, good security protection and management Reviewed on: 6th February 2024

I am a happy customer.

I am a happy customer. Customer service is very good Reviewed on: 6th February 2024

Simple banking, the best banking experience I’ve had!

Simple banking, help is always there if you need it and on line chat is instant, no waiting about. Recommended two friends, won’t go back to big banks would highly recommend. I used card on holiday last year no charges just straight forward information Reviewed on: 6th February 2024

Monzo is brilliant, easy to use and has many differe...

Monzo is brilliant, easy to use and has many different features we all need in daily life. I have received excellent and efficient financial advice off Monzo customer service when needed and any help needed was given straight away. Since joining Monzo I don’t need to use any other bank , it’s perfect for all my financial needs Reviewed on: 6th February 2024

Every time i had a problem customer service responde...

Every time i had a problem customer service responded quick and helped me Reviewed on: 6th February 2024

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