Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Excellent

Easy as to use. The apps are brilliant. Anytime I've contacted customer service they have been really informative Reviewed on: 6th February 2024

I have been using MONZO for more than two years now...

I have been using MONZO for more than two years now and it’s by far the best banking experience I’ve ever had. The app is beautifully designed and so easy to use. Setting up custom budgets and savings pots takes just a few taps and helps me manage my money effortlessly. The customer service has also been fantastic. Whenever I’ve had an issue or question, the support team has resolved it quickly and pleasantly. Reviewed on: 6th February 2024

Monzo current account is awesome.

Monzo current account is awesome. Seamless banking, responsive customer care and great app. Excellent experience overall Reviewed on: 6th February 2024

I recommend monzo to everyone!

I recommend monzo to everyone! So easy to use and so helpful at helping keep on top of direct debts! Reviewed on: 6th February 2024

I love using the app.

I love using the app. It’s easy to use Reviewed on: 6th February 2024

Banking with monzo has been a great thing since I st...

Banking with monzo has been a great thing since I started , transfer made easy and I got an overdraft from them with low charges , despite have not been able to pay back for 6 month , I was reach out to to make a plan on how to make my payment and they made it easy for me and it’s all good , it’s a bank that look after there customers and they also care Reviewed on: 6th February 2024

Never had an issue with monzo it’s always been a fas...

Never had an issue with monzo it’s always been a fast and safe way to pay out money and receive my wages early! Thank you monzo! Reviewed on: 6th February 2024

Fantastic

I have been using monzo for more than 3 years now and I am glued to it. I hardly use other bank apps because monzo is easy to use and very has exciting uses to it. Reviewed on: 6th February 2024

Excellent and easy banking, especially when setting...

Excellent and easy banking, especially when setting up and adding pots for savings and managing my finances. Reviewed on: 6th February 2024

They just blow other banks out the water.

They just blow other banks out the water. Their app is second to none and I’ve been able to actually manage my finances properly ever since using Monzo Reviewed on: 6th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from RBS 3.97 from 13 reviews
Current Account
from Smile Bank 4.07 from 111 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub