Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great to track your money, coming in and going out.

Great to track your money, coming in and going out. Reviewed on: 7th February 2024

Easy and informative

Bank app is intuitive and easy to use. They don't bombard you with loads of emails etc. Reviewed on: 7th February 2024

Absolutely amazing.

Absolutely amazing. I use my monzo as my main account. Reviewed on: 7th February 2024

Everything has been great.

Everything has been great. I have recommended Monzo to my parents who joined and are loving it. I also love the notifications and security I have over my money. Reviewed on: 7th February 2024

Marvellous amazing and exceptional

Marvellous amazing and exceptional Reviewed on: 7th February 2024

For me Monzo bank is the best, it is reliable, fast...

For me Monzo bank is the best, it is reliable, fast and its cell phone application is easy to use. Reviewed on: 7th February 2024

Very good bank with a fair percentage given back for...

Very good bank with a fair percentage given back for holding a Savings Account. Transferring between banks and other Monzo Accounts is very fast and easy. Good and fast responding customer service. Reviewed on: 7th February 2024

Monzo has always been reliable.

Monzo has always been reliable. They resolve dispute very quickly and the help line is readily available to attend to your request. Reviewed on: 7th February 2024

I've had monZo since the 2nd of November 2022 I guess.

I've had monZo since 2nd of November 2022 I guess. I won't lie, it's the best bank ever I've known in my life even though in my country of origin and here in Uk too. Monzo has always helped me through my difficult times as well as good times friends. I will never forget I applied for a credit card and it got approved at the end and I will always have a preference for Monzo. I can use my Monzo card also when I'm traveling abroad and don't have big interest fees to pay while using the card. Monzo is a blessing of God. God bless the whole team Reviewed on: 7th February 2024

Very happy - great for holidays and currency exchang...

Very happy - great for holidays and currency exchange with minimal hassle Reviewed on: 7th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debit Card (discontinued)
from Fineco Bank (inactive company) 3.81 from 1 reviews
Classic Account
from Bank of Scotland 3.81 from 119 reviews
Payment card
from Pridepay 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub