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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

They are always available to call.

They are always available to call. Act quickly with lost cards or u authorised activities Reviewed on: 6th February 2024

Easy to use and happy to help

Easy to use and happy to help. From setting up the account to using daily Reviewed on: 6th February 2024

Monzo holidays

I mainly use my monzo card when travelling abroad as there's no fees but I've also started a piggybank and the intrest is higher than my lloyds account Reviewed on: 6th February 2024

The so makes it easy to put pots aside to budget and...

The so makes it easy to put pots aside to budget and avoid getting into difficulty Reviewed on: 6th February 2024

Tracking

Easy to track your money, coming in and out. Reviewed on: 6th February 2024

visibility of money

monzo is great for visibility of your money and savings Reviewed on: 6th February 2024

Monzo is an excellent financial institution.

Monzo is an excellent financial institution. Their customer service system is second to none. Their response to services is 100% better than any other bank in the world Reviewed on: 6th February 2024

Grow with Monzo

Monzo has been helpful every step of the way since I came to England. From credit cards to overdrafts and tips on how to grow my credit score to high yielding interest savings. It’s been amazing Reviewed on: 6th February 2024

Godd Monzo 5 years work.

Godd Monzo 5 years work. Very good Reviewed on: 6th February 2024

Easy to navigate the app, love the features (pots, s...

Easy to navigate the app, love the features (pots, savings pots, rounding up spare change, credit check) Reviewed on: 6th February 2024

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