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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Monzo has the best application for a mobile banking...

Monzo has the best application for a mobile banking platform. The app is the best i have ever used. Reviewed on: 6th February 2024

Easy banking entirely on my phone

Monzo has always made everything really easy - the fact everything is done in the app, no phone calls, just messages within the app, the perks/offers are great. I made monzo my main bank account years ago and haven't looked back Reviewed on: 6th February 2024

Many more features than my traditional bank

Really like the added features Monzo provides, including money withdrawal abroad fee free, saving pots with good interest rates, spend forecast and analysis, quick money transfers and split bills, and integrated budgeting features Reviewed on: 6th February 2024

Excellent Quality and Features

Moved in order to use pots to handle bill payments as my old bank would only allow a limited number of current accounts. Have found absolutely nothing to complain about with Monzo. Good customer service, excellent benefits for the premium membership, and the improved ability to manage money is a lifesaver Reviewed on: 6th February 2024

Amazing banking experience

Amazing bank let's you know when payments will be made into your account in advance and let's you know when payments will be taken out too. Great Flex card with three months interest free credit. Overall a great banking experience Reviewed on: 6th February 2024

Easy to switch , Easy to use and good to keep track...

Easy to switch , Easy to use and good to keep track on bills as the pots are brilliant, helps me to be on top off my finances. Reviewed on: 6th February 2024

Customer service is second to none and the app is re...

Customer service is second to none and the app is really easy to use. Reviewed on: 6th February 2024

Simple but thorough

Great way to really simply manage your finances across all accounts all in one place with great custom support and modern features Reviewed on: 6th February 2024

Absolutely great.

Absolutely great. Love the instant transaction updates and ease of everything Reviewed on: 6th February 2024

Great online bank

The app is easy to navigate and very user friendly. Love the use of pots and the new investment option. Lots of useful features such as the salary sorter. Reviewed on: 6th February 2024

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