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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I use it only for savings pots

I use it only for savings pots, I like it, good interface, very clear explanations of putting money into pot to get interest Used once for payment, using qr code, very nice Reviewed on: 7th February 2024

Transparent, easy to do transfers and love saving pots

Transparent, easy to do transfers and love saving pots Reviewed on: 7th February 2024

Clear and easy to use

Clear and easy to use, transfer and pay bills Reviewed on: 7th February 2024

Everything you want from a bank.

Everything you want from a bank. Easily accessible and great help, pots are evening for saving!!!!!!!! Reviewed on: 7th February 2024

Bank , team and transfer easier

Easy to register, to make pot to see your statement and make transfer. Good value for savings. Reviewed on: 7th February 2024

Excellent support

As I’m in a tough position now, Monzo is there to help me so I couldn’t recommend it more Reviewed on: 7th February 2024

Amazing like it

Eazy to use and very practical.very safe and professional..customer service very professional Reviewed on: 7th February 2024

I am using MONZO more than one year and I didn't hav...

I am using MONZO more than one year and I didn't have any problems with it. Reviewed on: 7th February 2024

Easy to use and access

Easy to use and access, as long as you don't pay in cash. The ability to put money aside into pots is really helpful for budgeting, and is one of my favourites features. The budgeting tool is good too, but only effective if you use Monzo account only. Reviewed on: 7th February 2024

Topnotch services

User-friendly online bank with topnotch services. Reviewed on: 7th February 2024

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