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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

My experience with monzo was always a good experience.

My experience with monzo was always a good experience. Nothing to complain Reviewed on: 8th February 2024

Seamless banking with no hassles.

Seamless banking with no hassles. Reviewed on: 8th February 2024

My experience with Monzo was nice and good, I really...

My experience with Monzo was nice and good, I really liked the online Banking system Reviewed on: 8th February 2024

A bank that is utilising technology.

A bank that is utilising technology. The app is so easy to use and helps you track your finances. The old banks offer basic banking apps that are so out of touch with the world. Reviewed on: 8th February 2024

Really good the experience was excellent would recom...

Really good the experience was excellent would recommend it to all my family and friends as this is great Reviewed on: 8th February 2024

Excellent experience and an amazing bank

Excellent experience and an amazing bank Reviewed on: 8th February 2024

I love Monzo online banking and mobile banking it's...

I love Monzo online banking and mobile banking it's very easy and simple very good for money value and you can get high percent cashback with so many different sights I love it. Thank you Monzo Reviewed on: 8th February 2024

Always supportive when needed and very empathetic wi...

Always supportive when needed and very empathetic with personal issues. Reviewed on: 7th February 2024

Monzo makes money, saving and spending simple

Monzo makes money, saving and spending simple and allows you to have a better understanding of what you spend your money on which in turn has helped me save. I always thought I wasnt very good with money but now i realise it was just that I hadnt found monzo. Reviewed on: 7th February 2024

Super understanding and helpful team.

Super understanding and helpful team. Helped me when I was going through some trouble due to family emergency! Team were so so awesome! Highly recommend Reviewed on: 7th February 2024

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