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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Very good bank with a fair percentage given back for...

Very good bank with a fair percentage given back for holding a Savings Account. Transferring between banks and other Monzo Accounts is very fast and easy. Good and fast responding customer service. Reviewed on: 7th February 2024

Monzo has always been reliable.

Monzo has always been reliable. They resolve dispute very quickly and the help line is readily available to attend to your request. Reviewed on: 7th February 2024

I've had monZo since the 2nd of November 2022 I guess.

I've had monZo since 2nd of November 2022 I guess. I won't lie, it's the best bank ever I've known in my life even though in my country of origin and here in Uk too. Monzo has always helped me through my difficult times as well as good times friends. I will never forget I applied for a credit card and it got approved at the end and I will always have a preference for Monzo. I can use my Monzo card also when I'm traveling abroad and don't have big interest fees to pay while using the card. Monzo is a blessing of God. God bless the whole team Reviewed on: 7th February 2024

Very happy - great for holidays and currency exchang...

Very happy - great for holidays and currency exchange with minimal hassle Reviewed on: 7th February 2024

Monzo is amazing

Monzo is amazing. Makes life a lot easier in so many ways. Reviewed on: 7th February 2024

Outstanding app for a great bank

Outstanding bank - love how the app is easy to use for people of all ages. Reviewed on: 7th February 2024

Monzo quiet response to payment dispute is excellent.

Monzo quiet response to payment dispute is excellent. The app is very user friendly Reviewed on: 7th February 2024

I've only had positive experiences with Monzo and th...

I've only had positive experiences with Monzo and their customer service. Love the detailed transaction information! Reviewed on: 6th February 2024

Approachable helpful & flexible

Approachable helpful & flexible. Staff always willing to answer questions Reviewed on: 6th February 2024

Easy to use service with excellent features

Easy to use service with excellent features Reviewed on: 6th February 2024

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