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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

6038% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Amazing like it

Eazy to use and very practical.very safe and professional..customer service very professional Reviewed on: 7th February 2024

I am using MONZO more than one year and I didn't hav...

I am using MONZO more than one year and I didn't have any problems with it. Reviewed on: 7th February 2024

Easy to use and access

Easy to use and access, as long as you don't pay in cash. The ability to put money aside into pots is really helpful for budgeting, and is one of my favourites features. The budgeting tool is good too, but only effective if you use Monzo account only. Reviewed on: 7th February 2024

Topnotch services

User-friendly online bank with topnotch services. Reviewed on: 7th February 2024

Great to track your money, coming in and going out.

Great to track your money, coming in and going out. Reviewed on: 7th February 2024

Easy and informative

Bank app is intuitive and easy to use. They don't bombard you with loads of emails etc. Reviewed on: 7th February 2024

Absolutely amazing.

Absolutely amazing. I use my monzo as my main account. Reviewed on: 7th February 2024

Everything has been great.

Everything has been great. I have recommended Monzo to my parents who joined and are loving it. I also love the notifications and security I have over my money. Reviewed on: 7th February 2024

Marvellous amazing and exceptional

Marvellous amazing and exceptional Reviewed on: 7th February 2024

For me Monzo bank is the best, it is reliable, fast...

For me Monzo bank is the best, it is reliable, fast and its cell phone application is easy to use. Reviewed on: 7th February 2024

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