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Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
6038% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19399)

I love Monzo online banking and mobile banking it's...

5
I love Monzo online banking and mobile banking it's very easy and simple very good for money value and you can get high percent cashback with so many different sights I love it. Thank you Monzo Reviewed on: 8th February 2024

Always supportive when needed and very empathetic wi...

5
Always supportive when needed and very empathetic with personal issues. Reviewed on: 7th February 2024

Monzo makes money, saving and spending simple

5
Monzo makes money, saving and spending simple and allows you to have a better understanding of what you spend your money on which in turn has helped me save. I always thought I wasnt very good with money but now i realise it was just that I hadnt found monzo. Reviewed on: 7th February 2024

Super understanding and helpful team.

5
Super understanding and helpful team. Helped me when I was going through some trouble due to family emergency! Team were so so awesome! Highly recommend Reviewed on: 7th February 2024

I use it only for savings pots

4
I use it only for savings pots, I like it, good interface, very clear explanations of putting money into pot to get interest Used once for payment, using qr code, very nice Reviewed on: 7th February 2024

Transparent, easy to do transfers and love saving pots

5
Transparent, easy to do transfers and love saving pots Reviewed on: 7th February 2024

Clear and easy to use

5
Clear and easy to use, transfer and pay bills Reviewed on: 7th February 2024

Everything you want from a bank.

5
Everything you want from a bank. Easily accessible and great help, pots are evening for saving!!!!!!!! Reviewed on: 7th February 2024

Bank , team and transfer easier

5
Easy to register, to make pot to see your statement and make transfer. Good value for savings. Reviewed on: 7th February 2024

Excellent support

5
As I’m in a tough position now, Monzo is there to help me so I couldn’t recommend it more Reviewed on: 7th February 2024

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