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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is a excellent working app

Monzo is a excellent working app with all features super easy to use and understandable. Reviewed on: 10th February 2024

Heads and shoulders above the rest

This banking app is heads and shoulders above the others that I regularly use. Love the immediate notifications. V easy to track spending. Superb. Reviewed on: 10th February 2024

Awesome experience

It’s been banking tailored to my needs, banking never felt this awesome. Reviewed on: 10th February 2024

Excellent app.

Excellent app. Easy to keep track of my spending. Reviewed on: 10th February 2024

I switched over to Monzo from a well known bank that...

I switched over to Monzo from a well known bank that o was with for over 25 years , great app , great support if ever needed, feel more in control of my spending with the budgeting . Reviewed on: 10th February 2024

Very easy to use, more practical than more establish...

Very easy to use, more practical than more established banks Reviewed on: 10th February 2024

No issues, from account creation

No issues, from account creation Reviewed on: 10th February 2024

Good customer experience banking

Good customer experience banking Reviewed on: 10th February 2024

Never had a problem monzo team are always there when...

Never had a problem monzo team are always there when need Reviewed on: 10th February 2024

It's been nothing but good, I love this bank!

It's been nothing but good, I love this bank! Reviewed on: 10th February 2024

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