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Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
6038% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19399)

Best bank

5
Great service, early bacs payment, I can use my card nationwide great app Reviewed on: 9th February 2024

Easy to use.

5
Easy to use. Fantastic all around and always looking for money saving options Reviewed on: 9th February 2024

Monzo is the future of banking.

5
Monzo is the future of banking. It’s versatile, easy to use, and helpful with advice on all to do with money. Glad I made the switch. Reviewed on: 9th February 2024

Excellent

5
It is more helpful if you include delete transactions option. Thank you,… Reviewed on: 9th February 2024

Customer service is disgusting

1
I have been a customer of Monzo for years now but out of the blue they froze my account with no explanation or warning I have tried to call and email with no reply they have blocked the app for me so. L live chat they have all my money I can't pay my bills ect but still no reply from anyone Reviewed on: 9th February 2024

Monzo is the best bank, helps me save and sets my go...

5
Monzo is the best bank, helps me save and sets my goals for me Reviewed on: 9th February 2024

Best bank

5
Never had a problem, they are great Reviewed on: 8th February 2024

Solid from when I joined back in 2017.

5
Solid from when I joined back in 2017. Consistent and clear banking. Reviewed on: 8th February 2024

Very good service dealing with with me

5
Very good service dealing with with me Reviewed on: 8th February 2024

Incredible experience.

5
Incredible experience.I am a premium membership owner and I get loads of benefits that no other bank can provide you with. Reviewed on: 8th February 2024

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