Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
6038% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19399)

No issues, from account creation

5
No issues, from account creation Reviewed on: 10th February 2024

Good customer experience banking

5
Good customer experience banking Reviewed on: 10th February 2024

Never had a problem monzo team are always there when...

5
Never had a problem monzo team are always there when need Reviewed on: 10th February 2024

It's been nothing but good, I love this bank!

5
It's been nothing but good, I love this bank! Reviewed on: 10th February 2024

The customer service, their way of dealing with disp...

5
The customer service, their way of dealing with disputes and refunding are better and quicker than any other banks. Reviewed on: 9th February 2024

Excellent customer service.

5
Excellent customer service. Would definitely recommend Reviewed on: 9th February 2024

Great experience!

5
I am with Monzo for many years and have had no problems since the beginning till now. Reviewed on: 9th February 2024

Easy app to use, easy to share money amongst friends...

5
Easy app to use, easy to share money amongst friends such as request/split bill. Reviewed on: 9th February 2024

Easy to use , convenient and reliable helpful in man...

5
Easy to use , convenient and reliable helpful in managing and controlling spending Reviewed on: 9th February 2024

Very easy to understand app and excellent customer c...

5
Very easy to understand app and excellent customer care! Reviewed on: 9th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products