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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

They are very good at customers service

They are very good at customers service Reviewed on: 13th February 2024

Bank with a difference

Never had an issue have been with them for over a year Reviewed on: 13th February 2024

Fantastic bank

Fantastic App helps me keep track of my finances. Love how it is broken down into how you have spent your money and also the cashback option is great Reviewed on: 13th February 2024

I have nothing to complain about.

I have nothing to complain about. I have never had any problems or issues. Reviewed on: 13th February 2024

Thank you Monzo

Can’t fault them no complaints great service Reviewed on: 13th February 2024

Monzo is great for people.

Monzo is great for people. There is 0 fees on payments made abroad, you can pay in any currency you like, and you can get paid early. If you pay a little bit of money you get access to an array of additional features. Reviewed on: 13th February 2024

Great online banking.

Great online banking. Very clear application interface and sweet animation. Easy to open account. Just like this. Reviewed on: 12th February 2024

Brilliant bank to be with and very helpful staff

Brilliant bank to be with and very helpful staff Reviewed on: 12th February 2024

Professional services , 24/7 customer service and su...

Professional services , 24/7 customer service and support Reviewed on: 12th February 2024

Best interest rates and so easy to use

Best interest rates and so easy to use Reviewed on: 12th February 2024

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