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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I have a good experience with monzo.

I have a good experience with monzo. It is suitable banking Chanel. Reviewed on: 15th February 2024

Thank you

always tries to find solutions. Thank you for all the support offered throughout this period Reviewed on: 15th February 2024

A mover and shaker of a bank

Easy functional app, provide higher rates of interest promptly, easy to understand stat analysis of transaction and categorisation, fast transaction update, proactive on security and great customer support. Reviewed on: 15th February 2024

The luminous card that organised my finances...

Got a Monzo account a few years ago now (just so I could use the card abroad and avoid bank charges). And everything was so simple and just worked! So used it a bit more. And then got a proper joint account (which is when we started using it to run our lives) Now its essential for everyday stuff ( love the notes function so husband not saying 'what did we buy in X 4 weeks ago) group holidays/nights out with shared tabs and bill splitting. We use the pots to put money away and they've still (pretty much) managed to keep the user interface easy to navigate. I have other online banking apps - but Monzo is my favourite. Not had to use the customer service option as yet (everything just works...) Reviewed on: 15th February 2024

Terrible bank

When my account got used for a crypto scam they didn’t support me , restricted my account so I couldn’t pay bills or receive any wages , I felt vulnerable as i don’t know much about crypto and they left me in the dark for a long time. Reviewed on: 15th February 2024

Monzo make banking easy

Love the app and how easy Monzo make things. They have made banking fun and a breeze to manage. Products are simple to understand. Reviewed on: 15th February 2024

Easy to use the app, easy to apply / open...

Easy to use the app, easy to apply / open the account Reviewed on: 14th February 2024

An amazing bank with great features

An amazing bank with great features and that really works for the customers. Love the app and the savings rate haha! Reviewed on: 13th February 2024

No haste calling everything is in the app

No haste calling everything is in the app Reviewed on: 13th February 2024

trasferencia por error

hice una trasferencia por error y rápido me ayudaron a resolver el problema Reviewed on: 13th February 2024

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