Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,399 reviews, last reviewed 23rd Apr 2026
6038% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026
Teddy Daniel's avatar
Teddy Daniel

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19399)

Great service and love all the pots we can have in t...

5
Great service and love all the pots we can have in the account - great Reviewed on: 11th February 2024

It’s very convenient and easy to use without problems.

5
It’s very convenient and easy to use without problems. Reviewed on: 11th February 2024

So far a great experience from a new customer

5
So far a great experience from a new customer Reviewed on: 10th February 2024

Great insurance products, very user friendly app and...

5
Great insurance products, very user friendly app and great service. Reviewed on: 10th February 2024

Monzo is a excellent working app

5
Monzo is a excellent working app with all features super easy to use and understandable. Reviewed on: 10th February 2024

Heads and shoulders above the rest

5
This banking app is heads and shoulders above the others that I regularly use. Love the immediate notifications. V easy to track spending. Superb. Reviewed on: 10th February 2024

Awesome experience

5
It’s been banking tailored to my needs, banking never felt this awesome. Reviewed on: 10th February 2024

Excellent app.

5
Excellent app. Easy to keep track of my spending. Reviewed on: 10th February 2024

I switched over to Monzo from a well known bank that...

5
I switched over to Monzo from a well known bank that o was with for over 25 years , great app , great support if ever needed, feel more in control of my spending with the budgeting . Reviewed on: 10th February 2024

Very easy to use, more practical than more establish...

5
Very easy to use, more practical than more established banks Reviewed on: 10th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3171 reviews
    Monzo
    View all products