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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Never had a bank that's so easy to use

Never had a bank that's so easy to use Reviewed on: 15th February 2024

Great if you don’t need to contact customer service

Great bank if you have no need to contact customer service, which is nonexistent Reviewed on: 15th February 2024

good for travelling abroad and as an everyday account

Monzo is good, it drew me in as someone going travelling as I wanted a card with no foreign transaction fee and it still is good for that. I have both a current account and a savings account, which allows me to earn a decent interest on my savings, although the current account accrues no interest. I do find it slightly frustrating the amount of advertising for their premium accounts and investing but it's manageable as I do not use as my main account. One thing I'd definitely be wary of is the overdraft, as it actively encouraged me to sign up for one even though I didn't need one. Reviewed on: 15th February 2024

Brilliant, easy to use, clear and fair

Brilliant, easy to use, clear and fair Reviewed on: 15th February 2024

Fantastic

The best bank i have ever been with Reviewed on: 15th February 2024

Easy to use.

Easy to use. Old style pots were better but it lets me control spending Reviewed on: 15th February 2024

I believe banking with them over 3 years plus.

I believe banking with them over 3 years plus. All is cool Reviewed on: 15th February 2024

My everyday companion

I was able to use the app whenever and wherever I wanted to. It makes money management so hassle free, even abroad. The app interface is very user friendly and the savings option is also very usedul. Reviewed on: 15th February 2024

Very responsive customer service team and smooth app

Very responsive customer service team and smooth app Reviewed on: 15th February 2024

Monzo is a great start for anyone who just starts ba...

Monzo is a great start for anyone who just starts banking in the Uk !! Reviewed on: 15th February 2024

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