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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great, easy to use features

I like using Monzo as the features are great, it’s very visual and the customer service is great. They offer lots of features that my previous bank did not and I have recommended Monzo to lots of friends and family. Reviewed on: 6th February 2024

Easy to use.

Easy to use. Lots of perks. Love instant spending notifications. Reviewed on: 6th February 2024

Monzo have been fabulous when I've been travelling a...

Monzo have been fabulous when I've been travelling also helps me keep a check on spending. Reviewed on: 6th February 2024

Thank you monzo for everything it’s so nice

Verry useful and quickl service very helpful and easy to use Reviewed on: 6th February 2024

Brilliant and user friendly

User friendly app. On-time push notifications for outgoing and incoming transactions. Saving pots offer great options. Flex credit card is very easy to use. Reviewed on: 6th February 2024

Smashing it with monzo

Since I’ve been with Monzo. I’ve experience a really good service from my saving pots to overdrafts travelling abroad with free commissions. Fantastic Reviewed on: 6th February 2024

Love Monzo bank!

Love Monzo bank! It's so simple use the app, rates is great! Very useful im EU countries when I'm traveling and customer service great and very resposive! Reviewed on: 6th February 2024

Amazing experience

Amazing experience always meeting people’s needs will always recommend Reviewed on: 6th February 2024

Not had any problems.

Not had any problems. App great. Customer service helpful. Reviewed on: 6th February 2024

Great modern bank.

Great modern bank. Always evolving and adding new features Reviewed on: 6th February 2024

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