Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Efficient on line no nonsense bank

Efficient on line no nonsense bank Reviewed on: 5th February 2024

Excellent service .

Excellent, Easy to Use as a regular bank account. Reviewed on: 5th February 2024

I find Monzo very easy to use and customer service r...

I find Monzo very easy to use and customer service really helpful. Reviewed on: 5th February 2024

Tried Monzo has an experiment but since then I haven...

Tried Monzo has an experiment but since then I haven’t been able to leave for another bank.They have been superb with their additional features like investing options and salary cash out a day before pay day. The only drawback is lack of a physical building, but in reality I have had a need for it in the last years I open an account with Monzo. Reviewed on: 5th February 2024

Easy to use and simple aesthetic interface which is...

Easy to use and simple aesthetic interface which is user friendly. Love the pots too. Reviewed on: 5th February 2024

Never had any issues with the bank.

Never had any issues with the bank.easy to use app.updated regularly. Simple to understand and very helpful. My wife also has a monza account and she also is very happy. Reviewed on: 5th February 2024

User-friendly app with money management features

User-friendly app with helpful money management features. I've never been as in-control of my day-to-day finances until using Monzo with Pots for saving and monthly budget features. Now I'm also making use of the Savings Pots as well as regular pots, I'm managing to effectively save for big things like annual insurances, car service, and holiday too. Reviewed on: 5th February 2024

Best savings rates and love the mobile app

Best savings rates and love the mobile app Reviewed on: 5th February 2024

Loving my Monzo

I’ve had Monzo for a few years now and I can truly say that I’ve not had a bad experience yet. Hoping for more of the same for the future. Reviewed on: 5th February 2024

Never a glitch have I experienced

Never a glitch have I experienced Reviewed on: 5th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from TSB 4.19 from 6 reviews
Cash account
from TSB 3.78 from 98 reviews
Classic account (discontinued)
from TSB 3.69 from 202 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub