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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Best bank by far

So easy to use, I have had no problems with this bank and I have been with them for nearly two years. They allow you to track your credit and get paid at 4pm before actual payday. There is no bank like it. Reviewed on: 5th February 2024

Monzo is super cool with transactions and safe in ke...

Monzo is super cool with transactions and safe in keeping your money. Monzo all the way Reviewed on: 5th February 2024

Happy monzo...

Overall, I'm happy with all the benefits of a monzo account and what it has to offer. Reviewed on: 5th February 2024

It is very easy to use and very convenient

It is very easy to use and very convenient Reviewed on: 4th February 2024

Very very Good bank as it offers lits of services

Very very Good bank as it offers lits of services Reviewed on: 4th February 2024

Excellent service, interface is great!

Excellent service, interface is great! Easy to use and transition bank account across to monzo! Nothing is to difficult for the team. I would highly recommend monzo to anyone and have done! Reviewed on: 4th February 2024

The ability to split your money between pots is an e...

The ability to split your money between pots is an excellent tool for budgeting your money! Reviewed on: 4th February 2024

I travel a lot and it is the most perfect bank , sup...

I travel a lot and it is the most perfect bank , super safe , no hidden fees and super accessible Reviewed on: 4th February 2024

Great experience of Monzo, easy to deal with, transp...

Great experience of Monzo, easy to deal with, transparent & convenient. Reviewed on: 4th February 2024

Very impressed and highly reccomend

I have been that impressed that I have made it my main bank account. I love the flexibility of it and I feel a lot more in control of my finances than I have ever. I had two issues that were unrelated to Monzo and Monzo helped me get it sorted really quickly. Reviewed on: 4th February 2024

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