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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is easy to use and has great features like bei...

Monzo is easy to use and has great features like being able to open tabs with friends and split the bill for payments. Monzo flex is a super helpful feature as it allows interest free borrowing of money, and being able to spread the cost of things over 3 months. Reviewed on: 6th February 2024

Excellent service so far.

Excellent service so far. Value for money too Reviewed on: 6th February 2024

Excellent customer service and phenomenal bank

Never have a problem with the bank and always someone to help 24/7 when ever you need it !! And the customer service is fantastic. Reviewed on: 6th February 2024

Fantestic experience no doubt about

Fantestic experience no doubt about Reviewed on: 6th February 2024

Monzo review

Good savings account, cashback offers, able to create separate money pots and can link other accounts. Gives a great breakdown of my spending. Great for using abroad, and charges limited. Easy to use User interface. Reviewed on: 6th February 2024

best bank monzo

I am from Ukraine and live in Britain and have been using Monzo bank for a long time. I really like it, it’s easy and convenient, and most importantly the program works very quickly. You can pay in any country. Reviewed on: 6th February 2024

Just the best

Never had a single problem, but if I had I know all the information is provided on the app with a full list of quick choice responses, along with email addresses to ask any questions you may not find in the app, Reviewed on: 6th February 2024

Very easy to use online bank, good user interface

Very easy to use online bank, good user interface Reviewed on: 5th February 2024

Love it!

Love that you can put your spending into categories so I know exactly how much I am spending on what. Love that it tells me how much money I will have left after all of my bills have come out. Easy to request money from others. Easy to split bills. Reviewed on: 5th February 2024

Brilliant Bank

I have had Monzo for 2 years now just upgraded to premium and it's been amazing. The bank is helpful when there's an issue and very easy to navigate the app. I feel their the best online bank out there. I've tried a few banks before but none stand up to Monzo! Reviewed on: 5th February 2024

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