Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Great banking service all rounder

5
Easy to use app. Great offers. View all accounts in once place. Easy transfer. Flexible savings plans. Best online customer services I’ve ever used and never felt I needed to actually speak to someone. Very responsive. Reviewed on: 20th March 2026
Tracy I's avatar
Tracy I

so easy to use, all my accounts are easy to see and...

5
so easy to use, all my accounts are easy to see and navigate, even my daughter has a monzo attached to mine Reviewed on: 20th March 2026
joanne R's avatar
joanne R

Best ever best

5
Best ever best bank account I have Reviewed on: 20th March 2026
Akokader's avatar
Akokader

It’s an amazing on line banking the double pay syste...

5
It’s an amazing on line banking the double pay system has also helped me in time of need easy to use Reviewed on: 20th March 2026
Beni 's avatar
Beni

Ease of excellence

5
Safe, easy and quick to use and understand the Monzo banking Reviewed on: 20th March 2026
Gautam's avatar
Gautam

Compared to other banks Monzo has it all- great serv...

5
Compared to other banks Monzo has it all- great service, app, response times, value for money. A really positive addition to my life Reviewed on: 20th March 2026
Alex 's avatar
Alex

Monzo has made managing my budget and spending habit...

5
Monzo has made managing my budget and spending habits so much easier and I felt the benefit within only a few months. I’ve had to deal with customer service a few times and they’ve always been really helpful and actioned things promptly. Reviewed on: 20th March 2026
Emma R's avatar
Emma R

Really easy to use app and excellent easy to use ban...

5
Really easy to use app and excellent easy to use banking eg transfers,savings Reviewed on: 20th March 2026
Nicola 's avatar
Nicola

brilliant service

5
brilliant service easy to use lots of thought gone into the app and banking procedures to make it easy Reviewed on: 20th March 2026
Sam S's avatar
Sam S

This bank is great for me as it lets me use it every...

5
This bank is great for me as it lets me use it everywhere UK and Europe with no charges. The app is also easy and full of information, the notifications are very useful for the use of me and my daughter. Reviewed on: 20th March 2026
Patrick C's avatar
Patrick C

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill