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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
114% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Monzo is a fully regulated UK bank that runs almost...

5
Monzo is a fully regulated UK bank that runs almost entirely through a mobile app, making it very convenient for day‑to‑day money management like spending, saving, and budgeting. Reviewed on: 17th March 2026

Love Monzo!

5
I’ve had a really good experience with Monzo so far. The app is super easy to use and makes managing my money feel straightforward and stress-free. I especially like the money pots feature—it’s great for organising savings and keeping track of different goals. There are also some really useful perks within the memberships! Reviewed on: 17th March 2026

Great app lay out and savings / investments

5
Great app lay out and savings / investments Reviewed on: 17th March 2026

Monzo was a great bank and I wish they were in Austr...

5
Monzo was a great bank and I wish they were in Australia - our online banks aren’t nearly at the same level… yet! Reviewed on: 17th March 2026

Easy to bank with.

5
Easy to bank with. Pots feature makes managing bills and money much easier Reviewed on: 17th March 2026

very good bank, and quick to attend to banking issues

5
very good bank, and quick to attend to banking issues Reviewed on: 16th March 2026

The easiest bank account to manage

5
The easiest bank to use, contact and sort out anything you need help with. I've been with Monzo for almost 7 years now and I just love all the accessible things they have , how easy it is to manage the money, to transfer between pots and all the communication about any changes are always very clear. Reviewed on: 16th March 2026

Brillaint bank 10/10

5
Brillaint bank 10/10 would definatley reccomend Reviewed on: 16th March 2026

Monzo have just been great from the get go never had...

5
Monzo have just been great from the get go never had an issue Reviewed on: 16th March 2026

Why go anywhere else.

5
From starting out with Monzo away from the high street banks i have been more than happy with the growth of the business. from the basic account then going full Monzo with Salary paid in. Tehn upgrading then opening a business account and now even my kids have an account. Keep up the good work. Reviewed on: 16th March 2026

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